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Johnston & Associates Insurance Blog: coverage

View the latest blog posts from Johnston & Associates Insurance.

Think you know Auto Insurance? Take our True/False Pop Quiz.   1.      I’ll pay higher car insurance for a red car. 2.      Liability insurance is required in every state. 3. READ MORE >>

Tennessee Home Insurance:  What’s Not Covered There’s an old saying in the insurance business: “Your policy is only as good as the exclusions”.  In other words, if it’s not specifically excluded, it’s covered. READ MORE >>

In today’s economy many people are seeking ways to cut costs and save money. Cutting corners on your insurance might appear to save you money in the short run but could cost you dearly in the long run! “When money is tight, it's extremely important to be financially protected against a catastrophe with the right amount and type of insurance,” said Jeanne M. READ MORE >>

If you are operating a small business in Nashville or Tennessee you know it takes blood sweat and tears, as well as time and money to succeed. Business insurance (aka commercial insurance) protects your business property and personal assets by reducing your risk. READ MORE >>

Anyone who has seen the aftermath of a tornado can tell you that the damage left behind is devastating and not completely unlike a nuclear explosion. Lives as well as property may be lost if along the tornado’s path. Though their lack of predictability is one of a tornado’s most devastating weapons, we can determine that most occur in the spring…. READ MORE >>

One of the most overwhelming situations to find yourself in is to walk into your house to discover flooding or extreme water damage to your treasured Nashville, Brentwood, or Franklin home. Luckily,  your Tennessee homeowners insurance policy will cover most of the water damage &ndash... READ MORE >>

When you own a boat, it is your responsibility to make sure all aspects of the boat are functioning properly before you go out on the water. You must also verify that important safety equipment is provided for all passengers. Boating enthusiasts often suggest having a pre-departure checklist so nothing important is overlooked. READ MORE >>

For most Tennessee homeowners, a fire is covered under their home insurance policy. No brainer, right? Think again. The problem is in your local Building Code Ordinance Laws - and the difference between what the laws were when your house was built and the current laws. READ MORE >>

Even though most states require drivers to purchase auto insurance, a new study reveals that an increasing percentage of the population does not.  The Insurance Research Council (IRC) estimates that 1 in 4 Tennessee drivers are uninsured. READ MORE >>

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Franklin, TN 37067
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