Johnston & Associates Insurance Blog: nashville homeowners insurance
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Thursday, July 10, 2014Homeowners insurance policies have exclusions, this is where endorsements come into play. There are various endorsements that can (and should) be added to your Nashville home insurance policy, depending on your individual home. These endorsements include: •Replacement cost - dwelling and contents to restore pre-loss conditions READ MORE >>
Wednesday, March 5, 2014The earliest known fire insurer in America dates back to 1735. The Friendly Society for the Mutual Insuring of Houses against Fire was based out of Charleston, South Carolina. The society was not formed with the intention of achieving a profit, but more as an outgrowth of volunteer fire-fighting organizations. READ MORE >>
Wednesday, April 3, 2013 1. Actual Cash Value vs. Replacement Cost for roof claim – More and more Insurance companies are reducing coverage for your hail damage claim. Instead of paying for a new replacement roof, many companies are paying a depreciated settlement, or Actual Cash Value. READ MORE >>