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Johnston & Associates Insurance Blog: tennessee

View the latest blog posts from Johnston & Associates Insurance.

Almost four years ago, Franklin, Tennessee experienced a tragedy, which turned into a traffic and logistical nightmare.  A tanker truck en route to Columbia and carrying a full load of fuel crashed into the Peytonsville Road overpass on Interstate 65, on the south side of Franklin, killing the driver and destroying the bridge. READ MORE >>

Mark Cuban once said, “All businesses are personal.”  For Scott Johnston, this was precisely what got him into the insurance business in the first place.    Back in 1991, his grandparents lost everything in the Great Oakland California Fire, a tragedy compounded by a woeful lack of insurance coverage. READ MORE >>

Think you know Auto Insurance? Take our True/False Pop Quiz.   1.      I’ll pay higher car insurance for a red car. 2.      Liability insurance is required in every state. 3. READ MORE >>

Tennessee Home Insurance:  What’s Not Covered There’s an old saying in the insurance business: “Your policy is only as good as the exclusions”.  In other words, if it’s not specifically excluded, it’s covered. READ MORE >>

   Even Renters Need to Protect Their Homes It may not be a house, but your apartment is still a home filled with memories and all that cool stuff you’ve spent a lifetime collecting. The best way to be financially protected is with Tennessee renter’s insurance. READ MORE >>

If you are operating a small business in Nashville or Tennessee you know it takes blood sweat and tears, as well as time and money to succeed. Business insurance (aka commercial insurance) protects your business property and personal assets by reducing your risk. READ MORE >>

Anyone who has seen the aftermath of a tornado can tell you that the damage left behind is devastating and not completely unlike a nuclear explosion. Lives as well as property may be lost if along the tornado’s path. Though their lack of predictability is one of a tornado’s most devastating weapons, we can determine that most occur in the spring…. READ MORE >>

One of the most overwhelming situations to find yourself in is to walk into your house to discover flooding or extreme water damage to your treasured Nashville, Brentwood, or Franklin home. Luckily,  your Tennessee homeowners insurance policy will cover most of the water damage &ndash... READ MORE >>

Here’s your insurance tip for the day from Johnston & Associates Insurance: if you’re in an automobile accident – TAKE LOTS OF PICTURES OF ALL VEHICLES INVOLVED IN THE ACCIDENT. In the era of smartphones, and even basic ones for that matter, it is not difficult to snap a few pics of the damages before you do anything else at all. READ MORE >>

According to the National Fire Protection Association, “U.S. fire departments responded to an estimated average of 210 home structure fires per year that began with Christmas trees in 2010-2014. These fires caused an annual average of six civilian deaths, 16 civilian injuries, and $16. READ MORE >>

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