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View the latest blog posts from Johnston & Associates Insurance.

Here’s your insurance tip for the day from Johnston & Associates Insurance: if you’re in an automobile accident – TAKE LOTS OF PICTURES OF ALL VEHICLES INVOLVED IN THE ACCIDENT. In the era of smartphones, and even basic ones for that matter, it is not difficult to snap a few pics of the damages before you do anything else at all. READ MORE >>

Business Insurance 101- Mitigate Thy Risk Business insurance is a vital component to ensuring your business remains operational when a loss occurs. You simply cannot control everything that happens as there are unavoidable risks that every business faces. READ MORE >>

In nature, spring is a time when new must replace the old and in the Tennessee housing world, the same is also true. With spring arriving, there are several things that you should be on the lookout for in terms of home repairs. READ MORE >>

As a Franklin, Brentwood, or Nashville condominium owner, you have several benefits over a single-family homeowner - but you are also exposed to several unique risks. Unlike a  homeowner, you have different coverages in force that correlate between your personal insurance and the Homeowner Association’s insurance. READ MORE >>

Unfortunately, bad things can happen. We routinely buy car insurance, homeowners insurance and health insurance. But what if you’re a renter? Who protects your belongings? Who makes sure you’re not held responsible for damage to your apartment? The answer: Renters Insurance. READ MORE >>

Industry professionals recommend that homeowners take an inventory of belongings so that if there is ever an incident in which your home is destroyed, you know what needs to be replaced. Most standard homeowners insurance policies in Tennessee generally cover a home's contents up to between 50 and 75 percent of the home's value. READ MORE >>

An income property is like a Golden Goose – it’ll keep paying as long as you give it a little tender care. There are two disasters that, as an apartment owner, you probably fear most - a disaster to your property or a disaster to your monthly income. Unfortunately these usually occur at the same time. READ MORE >>

It’s a great feeling when you pay off your car loan and get that title in your hands. If you’ve recently paid off your car loan, give Johnston & Associates a call as part of your celebration. We can help you update your auto insurance policy to reflect the changes. READ MORE >>

Homeowners insurance policies have exclusions, this is where endorsements come into play. There are various endorsements that can (and should) be added to your Nashville home insurance policy, depending on your individual home. These endorsements include: •Replacement cost - dwelling and contents to restore pre-loss conditions READ MORE >>

Brentwood ranked as having the fourth cheapest car insurance rates in Tennessee, according to a study by data analyst firm Value Penguin. The auto insurance rate in Brentwood is $857 per year. By comparison, Kingsport, Tenn. was ranked the cheapest with $813 annually, and Memphis the most expensive with $1,212 per year. READ MORE >>

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