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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How To Handle A Hit-And-Run Accident

Getting in a car accident is enough to ruin anyone's day. But if you’re involved in a hit-and-run, the experience can be especially disorienting. You realize that your vehicle’s been hit and before you can step out to get the other driver’s information, their car is taking off into the distance. As overwhelming as the experience can be, how you react next can play an...

Does Auto Insurance Cover Stolen Cars?

Everyone knows auto insurance is there to help when your vehicle’s been damaged. But what happens when all you’re left with is an empty parking spot? According to the Insurance Information Institute, more than 700,000 vehicles are stolen in the United States every year. And compared to an auto accident or weather damage, a stolen car raises more questions than answers. How do I file...

Johnston & Associates Helps Those on the Frontlines Fighting COVID-19

Scott Johnston of Johnston & Associates Insurance in Franklin, seen with Jim Strong of Burger Republic Nashville, was honored to donate 100 hundred meals to our frontline workers at Tristar Centennial Hospital. Thanks to everyone at Burger Republic for making this possible, especially Drew Jackman, Sarah Streetman, and Jim Strong. God bless our frontline workers for the good work they do!...

What If My Beneficiary Can’t Claim My Life Insurance Money?

Many people purchase life insurance policies to provide for a spouse and children. But what happens if your death arrives while your children are still minors? In that case, the life insurance company cannot pay out benefits until the court appoints a guardian for your minor children. That can be a lengthy process, requiring attorney fees and court costs. Similar problems could arise if your...

Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?

Most states in the U.S. require all employers to carry workers’ compensation insurance to cover employees in case of work-related injuries. What if a worker is injured in an accident that occurs at a location other than the job site or workplace? Generally, if the employee was acting in the course of his or her employment when the accident occurred, the incident will be covered...