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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Driving Safely In Inclement Weather

The arrival of spring means a long break from icy, snow-packed roads and winter driving conditions. Although snow and ice may not be a problem during the warmer months, inclement weather can still cause hazardous driving conditions. High winds and heavy rains are common in the spring, and peak tornado season is during the spring and summer. Weather Hazards In The Spring and Summer During...

9 Things To Know If You Have A Backup Generator

Whether it’s a hurricane or a routine power outage, navigating a dark house is never fun. That’s why many people choose to install backup generators in their homes. A backup generator can power your home until regular electricity resumes. While backup generators can come in handy in a pinch, owners should know the right way to install and maintain them. Knowing what to do can help reduce risks...

Understanding Auto Insurance Endorsements

Think of auto insurance endorsements as “added options” to your auto policy. Just like you could customize your vehicle, endorsements allow you to customize your coverage. Sometimes endorsements are as simple as an address or name change, or when you want to add coverage to your current policy. An endorsement is also a good way to add extra coverage to your policy without having to...

Protecting Your Home From Wind Damage

The end of May 2019 was a challenge for many residents of the Midwest as a series of violent storms spawned deadly tornadoes.  Reports from Jefferson City, Missouri and Dayton, Ohio told tales of loss of life and financial devastation.  Middle Tennessee made national severe weather news in late Fall 2018 when an F2 tornado touched down in Christiana, killing one woman when it tore...

What Happens To My Life Insurance If I Am Diagnosed With A Terminal Illness?

In most cases, life insurance benefits are paid out after the insured dies and a claim, along with a certified copy of the death certificate, is filed with the insurance company. In cases of terminal illness, however, there may be an exception to this rule. If you have been diagnosed with such an illness, you may qualify for accelerated death benefits. What Are Accelerated Death...