Homeowners Insurance: When Do You File A Claim?
Posted: September 20, 2018
Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...
Insuring Your Business
Posted: August 31, 2018
For years now, experts have predicted that the brick-and-mortar store was going the way of the dinosaur thanks to the advent of online shopping. However, according to a recent study by Accenture, the traditional retail store is experiencing a renaissance, particularly among Millennials and Generation Z. Seventy-seven percent of that demographic polled said they preferred shopping in a regular store versus online. For all the...
Waterlogged
Posted: August 23, 2018
The Flood of 2010 left an indelible mark on Nashville, Tennessee. The United States Geological Service classified it as a 1000-year flood, which means a deluge that has a “one in a thousand chance of occuring in any given year.” The city saw almost 14 inches of rainfall in a two-day period, which broke a 31-year-old record. Most residents watched the local news in disbelief...
Understanding Your BOP
Posted: August 20, 2018
A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, as well as for claims...
Teenaged Drivers
Posted: August 16, 2018
School has started for 2018 in Brentwood, Franklin, Nashville, and most of Middle Tennessee. For teens getting their drivers’ licenses or learning permits, taking themselves to school for the first time is an important rite of passage. For parents of teens, this is also a huge concern and a potential headache. According to The Centers for Disease Control and Prevention, car crashes are the number...