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Johnston & Associates Insurance Blog: property

View the latest blog posts from Johnston & Associates Insurance.

In late May, Nashville CBS-affiliate News Channel 5 reported the death of a young man who was riding a scooter downtown when he was fatally struck by a sport utility vehicle.  Talk of a 30-day ban on the scooters was rejected by the Metro Council, though an alternate plan for greater control over the scooters will be up for a vote on July 16. READ MORE >>

Summer is upon us, and while the appeal of warmer weather and lazy days gives us something to look forward to, it’s also enticing to those who make their living from breaking the law.  According to a report by the Bureau of Justice Statistics, which is a division of the United States... READ MORE >>

April has been designated Distracted Driving Awareness Month.  According to the National Highway Traffic Safety Administration, a division of the United States Department of Transportation, distracted driving is defined as “any activity that diverts attention from driving, including ta... READ MORE >>

The landscape of planning for the future is regularly changing, which is why it’s important to get solid advice from those whose business it is to monitor those changes.  Life insurance may not seem as urgent a need as automobile or homeowners, but not having it can make a huge difference when it comes to what may happen to your family should something happen to you. READ MORE >>

One popular way to increase one’s income is to purchase residential rental property.  According to The Rental Protection Agency, there are over 23 million landlords in the United States, 544 people become landlords each day, and a new rental unit is created every 80 seconds. READ MORE >>

   Even Renters Need to Protect Their Homes It may not be a house, but your apartment is still a home filled with memories and all that cool stuff you’ve spent a lifetime collecting. The best way to be financially protected is with Tennessee renter’s insurance. READ MORE >>

According to the National Fire Protection Association, “U.S. fire departments responded to an estimated average of 210 home structure fires per year that began with Christmas trees in 2010-2014. These fires caused an annual average of six civilian deaths, 16 civilian injuries, and $16. READ MORE >>

Most people understand property insurance by comparing it to the policy they have for their home, which offers broader more comprehensive coverage. However, a rental policy does not qualify as a true homeowners policy. For a rental property, we will direct you to a more appropriate policy for your needs, with two specific options. READ MORE >>

When you think of Nashville business insurance you may think of larger objects like buildings or trucks. But did you know that often it is the smaller components of your business that you should be more worried about? READ MORE >>

Before you remodel a leased space, review your coverage  If you lease an office and make improvements to the space—such as interior remodeling—you need to review your business insurance coverage. Generally, if you've installed any after-the-fact alterations, it's up to you, not the property owner or landlord, to insure them. READ MORE >>

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Franklin, TN 37067
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