Category: Auto Insurance

How To Avoid Accidents While Driving At Night

Driving on today’s congested roadways can be risky at any time of the day or night. But several factors make nighttime the most dangerous driving time of all. Factors That Contribute to the Dangers of Night Driving Driver fatigue: According to the National Safety Council (NSC), driving after 20 hours without sleep is equivalent to driving with a blood alcohol concentration (BAC) at the U.S....

Keep Your Eyes on the Road

Next month is Distracted Driving Awareness Month.  Unfortunately, Tennessee has a poor track record of keeping its eyes on the road.  According to data collected by The Tennessee Department of Safety, Davidson, Rutherford, and Williamson Counties had a combined total of 5363 distracted driving crashes in 2017 and 3766 in 2018.  Nashville-area NBC affiliate WSMV reported last year, “Williamson County ranks third in Tennessee with...

7 Most Common Driving Hazards & How To Avoid Them

It can be hazardous to set out on the roadways today. Heavy traffic, dangerous driving behaviors, and other factors can turn our streets and highways into an obstacle course for motorists. The following are some of the most common driving hazards and what you can do to avoid them. Congested Traffic Traffic jams and congestion can lead to accidents. When you are driving in heavy...

Protecting Yourself from Carjacking

Carjacking has risen in prevalence both locally and nationally.  According to the Bureau of Justice Statistics, a division of The United States Department of Justice, carjacking is “completed or attempted robbery of a motor vehicle by a stranger to the victim. It differs from other motor vehicle theft because the victim is present and the offender uses or threatens to use force.”  According to their...

Understanding The Difference: Standard Auto Insurance Vs. ATV Insurance

All-terrain vehicles come with risks, and they can be expensive to replace when damaged in a crash. If you have an ATV, you won’t be able to rely on your car insurance to protect you. ATVs are not covered by standard auto insurance policies. Also, ATV insurance may be required by law if you ride in certain areas, such as state parks. On the upside,...