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Category: Homeowners Insurance

Avoid Common Home Accidents During The Holiday Season

From late November to mid-January, the holidays bring good cheer and gatherings with friends and family. They are also a season when home accidents frequently occur. The following are some common holiday-related accidents, along with tips to help keep your family safe at home over the holiday season. Decorating Fall Accidents You may be surprised to learn how many people are injured while decorating their...

How To Prepare Your Home For Fall

When the thermometer begins to drop and temperatures get cooler, it’s time to start thinking about getting ready for autumn. The weather can be unpredictable, and it’s best to get a head start on seasonal chores so you are not caught unprepared. The following general “to-do list” can help you prepare your home for fall. Check for drafts: Reduce your heating bills and stay warmer...

Am I Required To Have Homeowners Insurance?

There is no law that says you have to purchase homeowners insurance if you own a home, as stated by the Insurance Information Institute (III). However, very few home buyers can pay cash upfront for such an expensive purchase. Most people will need to finance most of the cost of a home, and that means going to a mortgage lender. As a condition for obtaining...

Do-It-Yourself Plumbing

Do-it-yourself home improvement was and still is big business.  According to Statista, “In 2013, the value of the global DIY market was approximately 31.9 billion U.S. dollars. In 2014, home improvement stores in the United States generated a revenue that amounted to about 144 billion U.S. dollars.”   Statistics show a renewed interest among homeowners to make their own repairs.  Comfy Living reported:  “1. Millennials...

Air Conditioning Maintenance

July is a scorcher, as Middle Tennessee residents will readily testify.  In a press release from the Secretary General of the United Nations in 2019, he stated, “According to the very latest data from the World Meteorological Organization and its climate centre– – the month of July at least equaled if not surpassed the hottest month in recorded history…   All of this means we...