Protecting Your Home Through The Seasons
Posted: January 1, 2019
Protecting Your Home Through The SeasonsBlazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home, but seasonal maintenance can go a long way toward preventing catastrophe. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking around showers and...
Preparing For Fall
Posted: October 1, 2018
Preparing For FallAutumn is the season of falling leaves, Halloween, Thanksgiving, and all things pumpkin spice. As the temperature goes down, however, the propensity for accidents and other insurance claims goes up. Benjamin Franklin said, “An ounce of prevention is worth a pound of cure.” What the common accidents associated with fall, and what can you do to prevent them? Deer Last year, The Tennessee Highway Patrol...
Homeowners Insurance: When Do You File A Claim?
Posted: September 20, 2018
Homeowners Insurance: When Do You File A Claim?Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...
Waterlogged
Posted: August 23, 2018
WaterloggedThe Flood of 2010 left an indelible mark on Nashville, Tennessee. The United States Geological Service classified it as a 1000-year flood, which means a deluge that has a “one in a thousand chance of occuring in any given year.” The city saw almost 14 inches of rainfall in a two-day period, which broke a 31-year-old record. Most residents watched the local news in disbelief...
Understanding Your Homeowners Policy
Posted: July 31, 2018
Understanding Your Homeowners PolicyMost people don't want to think about their homeowners insurance until they need it. Homeowners policies are lengthy, complicated, and written in legalese. Nevertheless, it could pay off to thoroughly understand your homeowners policy and know how it works. Our agency is happy to assist you with not only finding the right homeowners policy, but also with understanding what is in it. Basics of Homeowners...