Tennessee Life Insurance: Franklin, Brentwood, and Nashville, TN
When you die, will you leave behind a legacy of broken dreams or life? Did you know that only 1 in 10,000 homes will burn to the ground? But the mortality rate for humans remains unchanged at 100%. If you rely on the insurance you get through work, you will lose it when you leave. And it may not be available at your next job. Don’t leave behind a legacy of debt. We’ll help determine the amount of life insurance you can afford, then apply to over 15 companies for you. We’ll find the lowest rate available – that’s our promise to you. LIFE IS GOOD. Give us the opportunity to serve you – you have nothing to lose.
Term Life Insurance, Whole Life Insurance
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent or whole life insurance.
Term life insurance - Designed to meet temporary needs, it provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.
Permanent or whole life insurance - Provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.
The kind of coverage that's right for you depends on your unique circumstances and financial goals.
How much life insurance do you need? Try our life insurance calculator
Watch this short video and learn more about the importance of life insurance...
Life Insurance on a D.I.M.E.
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