# Johnston & Associates Insurance > Compare multiple insurance quotes from your local independent insurance agent today. Johnston & Associates Insurance provides Home, Auto, Life, and Business Insurance for all of Tennessee. ## Sitemap - [Sitemap](https://www.jainsurancetn.com/sitemap.xml): Contains all public and indexable URLs for this website. ## Pages - [Calculators](https://www.jainsurancetn.com/calculators/): Automobile Calculators Auto purchase – Loan versus 0% dealer financing? Should I upgrade to a more fuel efficient vehicle? Should I lease or pur... - [Insurance Education](https://www.jainsurancetn.com/insurance-education/): At Johnston & Associates Insurance, we want to make sure that our customers and the public are educated when it comes to their insurance options in Te... - [Important Links](https://www.jainsurancetn.com/important-links/): Tennessee Department of Safety Tennessee laws, policies and tips including child restraints, road safety, and gun safety. Real Estate Property Finder... - [Auto Insurance Basics](https://www.jainsurancetn.com/auto-insurance-basics/): What is Auto Insurance? Auto insurance is a contract between you and the insurance company. You agree to pay the premium and the insurance company agr... - [Discounts](https://www.jainsurancetn.com/discounts/): Tennessee Auto Insurance Live in Nashville area or in the surrounding Middle Tennessee area? Got a car? We know Music City – and we know how to find t... - [Request Any Quote](https://www.jainsurancetn.com/request-any-quote/): Johnston & Associates Insurance makes it easy for you. We shop among multiple carriers to find you the lowest rates and help you save money on insuran... - [ERIE’s YourTurn® Rewards Program](https://www.jainsurancetn.com/eries-yourturn-rewards-program/): Every year, distracted driving causes thousands of deaths in the U.S. By measuring certain criteria like speeding, braking and phone usage, the YourTu... - [Accessibility Statement](https://www.jainsurancetn.com/accessibility-statement/): Johnston & Associates Insurance recognizes the importance of ensuring our website is accessible to those with disabilities. We are committed to making... - [Thank You](https://www.jainsurancetn.com/secure-quote-request/thank-you/): Your information has been submitted. A representative will contact you shortly about your request. - [Thank You!](https://www.jainsurancetn.com/thank-you/): Your information has been submitted. A representative will contact you shortly about your request. Thank You! - [FAQs](https://www.jainsurancetn.com/support/insurance-resources/faqs/): Get answers to some of our most important commonly asked questions that will help you make good decisions here. Each section is grouped by insurance t... - [Insurance Resources Glossary](https://www.jainsurancetn.com/support/insurance-resources/glossary/): This is a list of terms designed to assist you while shopping or learning about insurance. It is not meant to be all-inclusive but should help with yo... - [Write a Review](https://www.jainsurancetn.com/write-a-review/): We appreciate you taking the time to share your feedback! - [Secure Staff Contact Form](https://www.jainsurancetn.com/secure-staff-contact-form/): We would love to hear from you! 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Johnston & Associates Insurance provides Home, Auto, Life, and Business Insurance for all of Tennessee. - [Insurance Blog](https://www.jainsurancetn.com/blog/) - [Auto ID Card Request](https://www.jainsurancetn.com/support/auto-id-card-request/): Fill out the following form as completely as possible. Once you have completed the form, click “Submit Card Request” to send your informat... - [Certificate of Insurance Request](https://www.jainsurancetn.com/support/certificate-of-insurance-request/): You have the option of requesting Certificates of Insurance on the following electronic form. It is important to include as much information as possib... - [Policy Change Request](https://www.jainsurancetn.com/support/policy-change-request/): The following form is provided to you for making changes or requests on your existing policies. By submitting this form you understand that no coverag... - [Copyrights & Privacy Statement](https://www.jainsurancetn.com/copyrights-and-privacy-statement/): 1. Authorization of Use Johnston & Associates Insurance (“we,” “us,” or “our”) authorizes you to access and use this website for informational purpose... - [Insurance Resources](https://www.jainsurancetn.com/support/insurance-resources/): As an insurance customer, you deserve excellent service and information to assist you in choosing the insurance coverage you need to protect your fami... - [File A Claim](https://www.jainsurancetn.com/support/file-a-claim/): Johnston & Associates Insurance is here to help you every step of the way to make your claim experience as simple and convenient as possible. - [Online Billing & Payments](https://www.jainsurancetn.com/support/online-billing-payments/): Johnston & Associates Insurance makes it convenient to pay your insurance premiums directly with your insurance company. - [Support](https://www.jainsurancetn.com/support/): Our support center allows policyholders to request policy changes, report claims, and make payments directly to your insurance company. - [About Us](https://www.jainsurancetn.com/about-us/): Compare multiple insurance quotes from Johnston & Associates Insurance today. We're your local independent insurance agency, serving all of Tennessee. ## Posts - [Inflation Hits Home (and Auto)](https://www.jainsurancetn.com/inflation-hits-home-and-auto/): The talk of the town has been inflation in recent days, and no area of life and commerce seems to be exempt, including insurance rates.   Accordi... - [Second-Rate Driving](https://www.jainsurancetn.com/second-rate-driving/):   Sometimes coming in first place, or in Tennessee’s case, runner-up, is not always a good thing.  According to an ongoing annual study by Smart... - [Roofing Claims](https://www.jainsurancetn.com/roofing-claims/): Due to an increase in tornado claims, insurance companies are paying out more for roofing damage.  According to the National Centers for Environmental... - [“Move Over” Laws](https://www.jainsurancetn.com/move-over-laws/): In early May, a first responder in Dickson County en route to a citizen in distress soon found herself in need of rescue.  According to a report from... - [The Start of It All](https://www.jainsurancetn.com/the-start-of-it-all/): Inspiration comes from the strangest of places and often from those places we least expect.  Sometimes in helping a loved one through a crisis, one fi... - [Monitored Driving](https://www.jainsurancetn.com/monitored-driving/): In 1998, Progressive Insurance became the first automotive carrier to use what’s called telematics to track its policyholders’ driving habits, and oth... - [Wildfire Prevention](https://www.jainsurancetn.com/wildfire-prevention/): Most of Tennessee turned a watchful eye to Sevier County and Great Smoky Mountains National Park as news of wildfire devastating the area sparked a ma... - [Insurance Fraud: Ghost Broking](https://www.jainsurancetn.com/insurance-fraud-ghost-broking/): The advent of the internet and social media has made doing business easier than ever, but has also emboldened the dishonest and unscrupulous to utiliz... - [Do-It-Yourself Plumbing](https://www.jainsurancetn.com/do-it-yourself-plumbing/): Do-it-yourself home improvement was and still is big business.  According to Statista, “In 2013, the value of the global DIY market was approximately... - [Johnston & Associates Helps Those on the Frontlines Fighting COVID-19](https://www.jainsurancetn.com/johnston-associates-helps-those-on-the-frontlines-fighting-covid-19/): Scott Johnston of Johnston & Associates Insurance in Franklin, seen with Jim Strong of Burger Republic Nashville, was honored to donate 100 hundre... - [Air Conditioning Maintenance](https://www.jainsurancetn.com/air-conditioning-maintenance/): July is a scorcher, as Middle Tennessee residents will readily testify.  In a press release from the Secretary General of the United Nations in 2019,... - [Fireworks Safety](https://www.jainsurancetn.com/fireworks-safety/): In a few weeks, we will celebrate the anniversary of the birth of our nation, and for many, Independence Day isn’t the same without fireworks.  Accord... - [Seven Grilling Safety Tips](https://www.jainsurancetn.com/seven-grilling-safety-tips/): Grilling out is one of America’s favorite pastimes.  According to a study by The Hearth, Patio, & Barbecue Association, “seven in 10 U.S. adults o... - [Safer (and Funner) at Home](https://www.jainsurancetn.com/safer-and-funner-at-home/): Even though 2020 will most likely be remembered as the year of the virus, there are so many good things that can come during our times at home, things... - [Erie Insurance Making $200 Million in Auto Rate Cuts for Customers](https://www.jainsurancetn.com/erie-insurance-making-200-million-in-auto-rate-cuts-for-customers/): Erie Insurance Making $200 Million in Auto Rate Cuts for Customers   Erie is one of the many carriers we represent.  Two more of our insurers, Al... - [Keep Your Eyes on the Road](https://www.jainsurancetn.com/keep-your-eyes-on-the-road/): Next month is Distracted Driving Awareness Month.  Unfortunately, Tennessee has a poor track record of keeping its eyes on the road.  According to dat... - [Protecting Yourself from Carjacking](https://www.jainsurancetn.com/protecting-yourself-from-carjacking/): Carjacking has risen in prevalence both locally and nationally.  According to the Bureau of Justice Statistics, a division of The United States Depart... - [Security for the Most Vulnerable Among Us](https://www.jainsurancetn.com/security-for-the-most-vulnerable-among-us/): Around the holidays, thoughts often turn to family and friends.  We spend November counting our blessings and December finding tangible ways to bless... - [Johnston & Associates Named Best Homeowners Insurance Agency in Nashville for 2019!](https://www.jainsurancetn.com/johnston-associates-named-best-homeowners-insurance-agency-in-nashville-for-2019/): Eight Best Homeowners Insurance Agencies in Nashville - [December Client Newsletter: From Our Family to Yours](https://www.jainsurancetn.com/december-client-newsletter/): https://mailchi.mp/d630aefbf239/from-our-family-to-yours - [Hiring a Contractor? Read This Before You Do](https://www.jainsurancetn.com/hiring-a-contractor-read-this-before-you-do/): Middle Tennessee has seen a housing boom in the last three years, both in the realms of new home construction and remodeling.  According to a report f... - [Factors That Affect Your Auto Insurance Premium](https://www.jainsurancetn.com/factors-that-affect-your-auto-insurance-premium/): For residents of the 48 of the 50 states that require liability coverage, car insurance is a fact of life, and becoming a more expensive one, at that.... - [Meet your Local Agent Scott Johnston](https://www.jainsurancetn.com/meet-your-local-agent-scott-johnston/): Middle Tennesseans can’t watch television, listen to the radio, or even leave their house without getting bombarded with ads for insurance carriers. ... - [Coverage for Restaurants](https://www.jainsurancetn.com/coverage-for-restaurants/): While Nashville is known first and foremost as Music City, it is quickly gaining the secondary designation as a foodie destination.  According to a re... - [Insuring Your Church](https://www.jainsurancetn.com/insuring-your-church/): Nashville and Middle Tennessee have the nicknames “Buckle of the Bible Belt” and “Protestant Vatican.”  According to Wikipedia, Music City is home to... - [Whose Fault Is It, Anyway?](https://www.jainsurancetn.com/whose-fault-is-it-anyway/): An odd car accident of sorts made national news two years ago.  According to The Consumerist, the information and news arm of Consumer Reports, a pick... - [Anatomy Of An Insurance Policy](https://www.jainsurancetn.com/anatomy-of-an-insurance-policy/): For any layperson who has tried to read through a typical insurance policy, whether it be automobile, health, or life, the verbage and vast amount of... - [Sharing The Road](https://www.jainsurancetn.com/sharing-the-road/): In late May, Nashville CBS-affiliate News Channel 5 reported the death of a young man who was riding a scooter downtown when he was fatally struck by... - [Burglar-Proofing Your Property While You’re Away](https://www.jainsurancetn.com/burglar-proofing-your-property-while-youre-away/): Summer is upon us, and while the appeal of warmer weather and lazy days gives us something to look forward to, it’s also enticing to those who make th... - [Protecting Your Home From Wind Damage](https://www.jainsurancetn.com/protecting-your-home-from-wind-damage/): The end of May 2019 was a challenge for many residents of the Midwest as a series of violent storms spawned deadly tornadoes.  Reports from Jefferson... - [Sinkholes](https://www.jainsurancetn.com/sinkholes/): Approximately 40 miles west of Nashville, Tennessee lies the bustling city of Dickson.  Though notable already for its connections to actors Anson Mou... - [Driving Out-Of-State](https://www.jainsurancetn.com/driving-out-of-state/): As the weather gets nicer, it’s natural to think of vacation.  The American Automobile Association regularly tracks the driving patterns of the averag... - [Distracted Driving](https://www.jainsurancetn.com/distracted-driving/): April has been designated Distracted Driving Awareness Month.  According to the National Highway Traffic Safety Administration, a division of the Unit... - [Choosing Life Insurance](https://www.jainsurancetn.com/choosing-life-insurance/): The landscape of planning for the future is regularly changing, which is why it’s important to get solid advice from those whose business it is to mon... - [Insuring Your Residential Rental Property](https://www.jainsurancetn.com/insuring-your-residential-rental-property/): One popular way to increase one’s income is to purchase residential rental property.  According to The Rental Protection Agency, there are over 23 mil... - [Determining Car Insurance Rates](https://www.jainsurancetn.com/determining-car-insurance-rates/): Clarksville, Tennessee lies 50 miles northwest of Nashville and near the Kentucky border.  The fifth largest city in the state has seen a lot of growt... - [Renters’ Insurance](https://www.jainsurancetn.com/renters-insurance/): On the southwestern border of Tennessee lies the city of Memphis, the second-largest metropolitan area in the state after Nashville.  Memphis-area CBS... - [Playing With Fire](https://www.jainsurancetn.com/playing-with-fire/): Some Middle Tennessee residents had a close call recently.  According to a report from local NBC-affiliate WSMV, a family in Murfreesboro became displ... - [Declaring Independence](https://www.jainsurancetn.com/declaring-independence/): According to Merriam-Webster, some of the meanings of independent include  “not subject to control by others; not affiliated with a larger controlling... - [Protecting Yourself From Insurance Fraud](https://www.jainsurancetn.com/protecting-yourself-from-insurance-fraud/): Murfreesboro is a university town approximately 35 miles from Nashville and connected by Interstate 840 to Franklin and Spring Hill.  On the last week... - [Driving Through The Snow](https://www.jainsurancetn.com/driving-through-the-snow/): The stereotype of Southerners and snow is not unfounded.  Middle Tennessee doesn’t get much in the way of severe winter weather, but when it does, it’... - [Preparing For Fall](https://www.jainsurancetn.com/preparing-for-fall/): Autumn is the season of falling leaves, Halloween, Thanksgiving, and all things pumpkin spice.  As the temperature goes down, however, the propensity... - [Insuring Your Business](https://www.jainsurancetn.com/insuring-your-business/): For years now, experts have predicted that the brick-and-mortar store was going the way of the dinosaur thanks to the advent of online shopping.  Howe... - [Waterlogged](https://www.jainsurancetn.com/waterlogged/): The Flood of 2010 left an indelible mark on Nashville, Tennessee.  The United States Geological Service classified it as a 1000-year flood, which mean... - [Teenaged Drivers](https://www.jainsurancetn.com/teenaged-drivers/): School has started for 2018 in Brentwood, Franklin, Nashville, and most of Middle Tennessee.  For teens getting their drivers’ licenses or learning pe... - [A Whole Lotta Shaking Going On](https://www.jainsurancetn.com/a-whole-lotta-shaking-going-on/): When one thinks of Tennessee, certain things usually jump to the forefront:  Elvis Presley, country music, Christian music, the Bible Belt, and barbec... - [Meet Scott Johnston](https://www.jainsurancetn.com/meet-scott-johnston/): Mark Cuban once said, “All businesses are personal.”  For Scott Johnston, this was precisely what got him into the insurance business in the first pla... - [Bridge Over Troubled Fires](https://www.jainsurancetn.com/bridge-over-troubled-fires/): Almost four years ago, Franklin, Tennessee experienced a tragedy, which turned into a traffic and logistical nightmare.  A tanker truck en route to Co... - [Types Of Tennessee Business Insurance](https://www.jainsurancetn.com/types-of-tennessee-business-insurance/): Commercial Insurance coverage is available for every conceivable risk that your Tennessee business might face. It is critical to your company’s financ... - [Meet Your Commercial Lines Expert: Barbara Curley](https://www.jainsurancetn.com/meet-your-commercial-lines-expert-barbara-curley/): Barbara is a Nashville native, born and raised.  She made her home in Fort Myers, Florida where she owned her own agency for many years. Hurricane Cha... - [Introducing Scott Johnston](https://www.jainsurancetn.com/introducing-scott-johnston/): As the owner of Johnston & Associates, I’d like to share with you a brief story of why I got into this business over 25 years ago. It started in 1... - [Why Would Anyone In The World Want To Do Business With Us?](https://www.jainsurancetn.com/why-would-anyone-in-the-world-want-to-do-business-with-us/): There are a lot of insurance agencies out there to choose from, but you chose us. Why? What were your criteria? Was it strictly pricing? Or was it som... - [Merry Christmas! Happy Hanukkah! Happy Holidays!](https://www.jainsurancetn.com/merry-christmas-happy-hanukkah-happy-holidays/): Tis the season for gatherings and millions of us will take to the airways, rails, and roads.  Keep the following tips in mind to ensure your holidays... - [Is There A Policy That Insures Peace Of Mind?](https://www.jainsurancetn.com/is-there-a-policy-that-insures-peace-of-mind/): Tragedy can strike anybody at any time. Many years ago my grandparents lost everything they owned in the great Oakland, CA fire of 1991. At the ripe o... - [Distracted Driving And Teens – And All The Rest Of Us](https://www.jainsurancetn.com/distracted-driving-and-teens-and-all-the-rest-of-us/): A teen’s two favorite things:  the car keys and their cell phone.  Unfortunately, that is a dangerous and sometimes deadly combination. And it’s not j... - [Think You Know Auto Insurance? Take Our Pop Quiz](https://www.jainsurancetn.com/think-you-know-auto-insurance-take-our-pop-quiz/):     I’ll pay higher car insurance for a red car.     Liability insurance is required in every state.     A hybrid or electric car will cost more to in... - [Tennessee Home Insurance: What’s Not Covered](https://www.jainsurancetn.com/tennessee-home-insurance-whats-not-covered/): There’s an old saying in the insurance business: “Your policy is only as good as the exclusions”.  In other words, if it’s not specifically excluded,... - [Even Renters Need To Protect Their Homes](https://www.jainsurancetn.com/even-renters-need-to-protect-their-homes/): Even Renters Need to Protect Their Homes It may not be a house, but your apartment is still a home filled with memories and all that cool stuff you’ve... - [Save Money While Avoiding These Costly Insurance Mistakes](https://www.jainsurancetn.com/save-money-while-avoiding-these-costly-insurance-mistakes/): In today’s economy many people are seeking ways to cut costs and save money. Cutting corners on your insurance might appear to save you money in the s... - [Business Insurance 101 – Tennessee](https://www.jainsurancetn.com/business-insurance-101-tennessee/): Insurance coverage in Tennessee is available for virtually every possible risk your business might face. Of course, your premium and coverage amounts... - [Don’t Get Hammered By Hail!](https://www.jainsurancetn.com/dont-get-hammered-by-hail/): You might be surprised to learn that hailstones can tear up your roof, destroy the finish on your vehicles, and possibly cause problems to your home t... - [Business Insurance](https://www.jainsurancetn.com/business-insurance/): If you are operating a small business in Nashville or Tennessee you know it takes blood sweat and tears, as well as time and money to succeed. Busines... - [Want To Live Through A Tornado?](https://www.jainsurancetn.com/want-to-live-through-a-tornado/): Anyone who has seen the aftermath of a tornado can tell you that the damage left behind is devastating and not completely unlike a nuclear explosion.... - [Avoid Those Water Leaks!](https://www.jainsurancetn.com/avoid-those-water-leaks/): One of the most overwhelming situations to find yourself in is to walk into your house to discover flooding or extreme water damage to your treasured... - [What Kind Of Insurance Fits Your Business?](https://www.jainsurancetn.com/what-kind-of-insurance-fits-your-business/): Businesses are a lot like snowflakes. Each has its own individual shape, size, and means of operation. We can help design the coverage that’s right fo... - [Photograph Your Accident – Smart Phone Users Unite!](https://www.jainsurancetn.com/photograph-your-accident-smart-phone-users-unite/): Here’s your insurance tip for the day from Johnston & Associates Insurance: if you’re in an automobile accident – TAKE LOTS OF PICTURES OF ALL VEH... - [How Will Insurance Change With The Advent Of Self-Driving Vehicles?](https://www.jainsurancetn.com/how-will-insurance-change-with-the-advent-of-self-driving-vehicles/): Though the dawn of Uber and Lyft has created their own hiccups in the insurance industry, self-driving cars are on the horizon and insurance companies... - [Keeping Your Christmas Tree SAFE For A Happy Holiday Season](https://www.jainsurancetn.com/keeping-your-christmas-tree-safe-for-a-happy-holiday-season/): According to the National Fire Protection Association, “U.S. fire departments responded to an estimated average of 210 home structure fires per year t... - [The Best Compliment We Can Receive Is Your Referrals!](https://www.jainsurancetn.com/the-best-compliment-we-can-receive-is-your-referrals/): Shopping for and comparing insurance can be a tedious task. We can offer your friends and family an easy way to compare insurance rates without having... - [Everything You Wanted To Know About Mold Prevention (But Were Afraid To Ask)](https://www.jainsurancetn.com/everything-you-wanted-to-know-about-mold-prevention-but-were-afraid-to-ask/): The roof of your Tennessee home is an essential part of the structure and any damage to it can cause structural damage right down to the foundation. T... - [Tips For Preventing Ice Damming](https://www.jainsurancetn.com/tips-for-preventing-ice-damming/): During their study on the subject, the University of Minnesota defined an ice dam as, “A ridge of ice that forms at the edge of a roof and prevents me... - [Business Insurance 101](https://www.jainsurancetn.com/business-insurance-101/): Business Insurance 101- Mitigate Thy Risk Business insurance is a vital component to ensuring your business remains operational when a loss occurs. Yo... - [Why Does My Tennessee Homeowners Insurance Go Up Every Year?](https://www.jainsurancetn.com/why-does-my-tennessee-homeowners-insurance-go-up-every-year/): One of the questions we most frequently get asked as personal insurance agents is, “Why does my homeowners insurance go up every year when haven’t mad... - [To Make A Claim Or Not To Make A Claim](https://www.jainsurancetn.com/to-make-a-claim-or-not-to-make-a-claim/): That is the question.  As a Brentwood and Nashville area insurance agent, it’s the one question I get asked most often when counseling clients on thei... - [A Home Invasion Every 15 Seconds, Really?](https://www.jainsurancetn.com/a-home-invasion-every-15-seconds-really/): There is a home invasion in the US approximately every 15 seconds (unfortunately, Nashville and Brentwood are not exempt). If you look around your hom... - [Independent Agents VS Captive Agents](https://www.jainsurancetn.com/independent-agents-vs-captive-agents/): Your Independent Insurance Agency At Work for You Keeping an Eye on Your Bottom Line In the world of Insurance professionals, there are generally two... - [Most Common Repairs Needed As Spring Arrives](https://www.jainsurancetn.com/most-common-repairs-needed-as-spring-arrives/): In nature, spring is a time when new must replace the old and in the Tennessee housing world, the same is also true. With spring arriving, there are s... - [Johnston & Associates’ Annual Client Appreciation Contest](https://www.jainsurancetn.com/johnston-associates-annual-client-appreciation-contest/): On December 1, 2014, Johnston & Associates was honored to give away this large screen TV as part of our Annual Client Appreciation Contest. Client... - [Nashville Auto Insurance](https://www.jainsurancetn.com/nashville-auto-insurance/): Our Promise to You The mission of Johnston & Associates is to provide the most comprehensive insurance solution for our clients – with an ey... - [Rental Property Insurance For Landlords](https://www.jainsurancetn.com/rental-property-insurance-for-landlords/): Most people understand property insurance by comparing it to the policy they have for their home, which offers broader more comprehensive coverage. Ho... - [Why You Should Combine Commercial Insurance Policies To Cover Your Catering Fleet](https://www.jainsurancetn.com/why-you-should-combine-commercial-insurance-policies-to-cover-your-catering-fleet/): If your business owns one or more mobile catering vans, you need to invest in the right commercial insurance policy to protect them. By doing so, you... - [A Chaotic State Of Tennessee Requires A Good Dose Of General Liability](https://www.jainsurancetn.com/a-chaotic-state-of-tennessee-requires-a-good-dose-of-general-liability/): In a day and age when a host of concerns—power outages, fires, illness of key staff, stolen laptops, or criminal activity —can greatly disrupt your bu... - [Do Security Companies Need E&O Insurance?](https://www.jainsurancetn.com/do-security-companies-need-eo-insurance/): Security guards are relied on to protect property and lives, as well as deter crime. They are the first line of defense for businesses and property ow... - [Tennessee Commercial Property Insurance](https://www.jainsurancetn.com/tennessee-commercial-property-insurance/): When you think of Nashville business insurance you may think of larger objects like buildings or trucks. But did you know that often it is the smaller... - [Tennessee Condo Insurance](https://www.jainsurancetn.com/tennessee-condo-insurance/): As a Franklin, Brentwood, or Nashville condominium owner, you have several benefits over a single-family homeowner – but you are also exposed to... - [Brentwood, Nashville, Tennessee Renters Insurance](https://www.jainsurancetn.com/brentwood-nashville-tennessee-renters-insurance/): Unfortunately, bad things can happen. We routinely buy car insurance, homeowners insurance and health insurance. But what if you’re a renter? Who prot... - [Tennessee Ranked #6 Among All States For Most Uninsured Motorists](https://www.jainsurancetn.com/tennessee-ranked-6-among-all-states-for-most-uninsured-motorists/): Based on results of a recently released study conducted by the Insurance Research Council (IRC), the number of uninsured motorists throughout the USA... - [Is My Collection Covered Under My Homeowners Insurance?](https://www.jainsurancetn.com/is-my-collection-covered-under-my-homeowners-insurance/): Industry professionals recommend that homeowners take an inventory of belongings so that if there is ever an incident in which your home is destroyed,... - [Tennessee Apartment Owners Insurance – Protect Your Golden Goose](https://www.jainsurancetn.com/tennessee-apartment-owners-insurance-protect-your-golden-goose/): An income property is like a Golden Goose – it’ll keep paying as long as you give it a little tender care. There are two disasters that, as an apartme... - [Pay Off Your Car Loan? Update Your Insurance](https://www.jainsurancetn.com/pay-off-your-car-loan-update-your-insurance/): It’s a great feeling when you pay off your car loan and get that title in your hands. If you’ve recently paid off your car loan, give Johnston & A... - [Tennessee Renters Insurance](https://www.jainsurancetn.com/tennessee-renters-insurance/): Do you need it? A 2006 poll conducted by the Insurance Research Council found that only 43% of renters nationwide had insurance. The majority of rente... - [Create A Pre-Departure Checklist Before Boating](https://www.jainsurancetn.com/create-a-pre-departure-checklist-before-boating/): When you own a boat, it is your responsibility to make sure all aspects of the boat are functioning properly before you go out on the water. You must... - [Top 10 Speeding Excuses Run From ‘Real’ To Ridiculous](https://www.jainsurancetn.com/top-10-speeding-excuses-run-from-real-to-ridiculous/): Drivers get creative when giving excuses for speeding. Seemingly unbelievable stories, especially those dealing with medical reasons, turn out to be t... - [Safety Tips For Driving In Summer Storms](https://www.jainsurancetn.com/safety-tips-for-driving-in-summer-storms/): While icy and snowy conditions are among the most difficult of driving conditions, summer driving has its own unique hazards that can be just as dange... - [Tennessee Auto Insurance](https://www.jainsurancetn.com/tennessee-auto-insurance/): “Driving is a privilege.” Isn’t that what your parents use to say? It’s the law to carry Nashville auto insurance, but not every vehicle d... - [Tennessee Homeowners Insurance 101](https://www.jainsurancetn.com/tennessee-homeowners-insurance-101/): Homeowners insurance policies have exclusions, this is where endorsements come into play. There are various endorsements that can (and should) be adde... - [Brentwood Car Insurance Rates Among Lowest In TN](https://www.jainsurancetn.com/brentwood-car-insurance-rates-among-lowest-in-tn/): Brentwood ranked as having the fourth cheapest car insurance rates in Tennessee, according to a study by data analyst firm Value Penguin. The auto ins... - [5 Things To Check On Your Nashville Homeowners Insurance Coverage](https://www.jainsurancetn.com/5-things-to-check-on-your-nashville-homeowners-insurance-coverage/): You hope it never happens, but if your home was ever destroyed, you want to know that you’re fully covered. Unfortunately, many people find out... - [Who Insures Improvements In A Leased Building Or Office?](https://www.jainsurancetn.com/who-insures-improvements-in-a-leased-building-or-office/): Before you remodel a leased space, review your coverage  If you lease an office and make improvements to the space—such as interior remodeling—you nee... - [How To Compare Auto Insurance Rates & Policies](https://www.jainsurancetn.com/how-to-compare-auto-insurance-rates-and-policies/): When it comes to buying auto insurance, comparing rates alone is not enough to guarantee a policy that’s cost-effective, reliable and best suited to y... - [Buying A New Ride? Here’s How To Sleep Easy At Night](https://www.jainsurancetn.com/buying-a-new-ride-heres-how-to-sleep-easy-at-night/): It can be one of the most exciting purchases—a new car. Whether it’s a sports car or a family ride, here are a few things to know about keeping it ins... - [History Of Fire Insurance](https://www.jainsurancetn.com/history-of-fire-insurance/): The earliest known fire insurer in America dates back to 1735.  The Friendly Society for the Mutual Insuring of Houses against Fire was based out of C... - [Refer A Friend & Win A Large Screen TV!](https://www.jainsurancetn.com/refer-a-friend-and-win-a-large-screen-tv/): A large screen TV could be yours! Click here to fill out the form to enter a referral. As a client you are automatically entered each year into our an... - [Don’t Throw The Baby Out With The Bathwater](https://www.jainsurancetn.com/dont-throw-the-baby-out-with-the-bathwater/): How do we fix America’s Healthcare Problem? Answer: create a government supported high-risk health insurance pool, operated by the states and funded w... - [Top 7 Motorcycle Survival Tips](https://www.jainsurancetn.com/top-7-motorcycle-survival-tips/): Motorcycles are cool. But dangerous.  It’s the adrenaline. Living life on the edge is what makes motorcycle riding what it’s all about: the best time... - [Top 10 Problems With Homeowner Insurance](https://www.jainsurancetn.com/top-10-problems-with-homeowner-insurance/):     Actual Cash Value vs. Replacement Cost for roof claim – More and more Insurance companies are reducing coverage for your hail damage claim. Instea... - [Building Code Ordinance Coverage: Don’t Get Stuck Holding The Bag](https://www.jainsurancetn.com/building-code-ordinance-coverage-dont-get-stuck-holding-the-bag/): For most Tennessee homeowners, a fire is covered under their home insurance policy. No brainer, right? Think again. The problem is in your local Build... - [Homeowners Insurance Claims: The Inside Scoop](https://www.jainsurancetn.com/homeowners-insurance-claims-the-inside-scoop/): Tennessee beware!  Too many homeowner claims may very likely mean trouble for you later!  I recently spoke to an individual who had a number of claims... - [Drivers Uninsured](https://www.jainsurancetn.com/drivers-uninsured/): Even though most states require drivers to purchase auto insurance, a new study reveals that an increasing percentage of the population does not.  The... - [Commercial Auto Insurance: What Business Owners Should Know About Covering Company Vehicles](https://www.jainsurancetn.com/article/commercial-auto-insurance-what-business-owners-should-know-about-covering-company-vehicles): Whether your business relies on a single work truck or a fleet of delivery vans, the vehicles you use for business purposes likely need more than a st... - [Renters Insurance: The Affordable Coverage Most Renters Don't Know They're Missing](https://www.jainsurancetn.com/article/renters-insurance-affordable-coverage-most-renters-dont-know-theyre-missing): If you rent your home, apartment, or condo, you may assume that your landlord’s insurance policy protects your belongings. Unfortunately, that... - [Life Insurance for Stay-at-Home Parents: Why Unpaid Work Has Real Financial Value](https://www.jainsurancetn.com/article/life-insurance-for-stay-at-home-parents-why-unpaid-work-has-real-financial-value): When families think about life insurance, the conversation often focuses on the household’s primary income earner. But what about the parent who... - [Myths & Facts About Pumping Gas](https://www.jainsurancetn.com/article/myths-facts-about-pumping-gas-2): For some reason, pumping gas tends to produce a lot of misconceptions. For instance, many people mistakenly believe that filling up in the morning at... - [Cyber Liability Insurance: Does Your Small Business Really Need It?](https://www.jainsurancetn.com/article/cyber-liability-insurance-does-your-small-business-really-need-it): When most people think of cyberattacks, they picture large corporations making headline news after a major data breach. But the reality is that small... - [Does Your Auto Insurance Cover Rideshare Driving? What You Need to Know](https://www.jainsurancetn.com/article/does-your-auto-insurance-cover-rideshare-driving-what-you-need-to-know): Rideshare driving has become a popular way for millions of Americans to earn extra income. Whether you drive for a transportation network company full... - [Grilling Safety Tips for Propane, Charcoal and Gas Grills](https://www.jainsurancetn.com/article/grilling-safety-tips-for-propane-charcoal-and-gas-grills): Grilling food outside is a classic summer pastime but it’s not without risk. According to the National Fire Protection Association (NFPA), grills are... - [Term vs. Whole Life Insurance: Understanding the Difference](https://www.jainsurancetn.com/article/term-vs-whole-life-insurance-understanding-difference): When shopping for life insurance, one of the first questions you’ll face is whether to choose term life or whole life insurance. Both types prov... - [What Is a Business Owner's Policy (BOP) and Is It Right for Your Business?](https://www.jainsurancetn.com/article/what-is-a-business-owners-policy-bop-and-is-it-right-for-your-business): If you own a small or medium-sized business, you’ve probably heard the term “Business Owner’s Policy” or BOP. It’s one o... - [Summer Road Trips and Your Auto Insurance: What Every Driver Should Know](https://www.jainsurancetn.com/article/summer-road-trips-and-your-auto-insurance-what-every-driver-should-know): School is out, the days are longer, and millions of Americans are gearing up for summer road trips. Before you load up the car and point it toward the... - [Could Your Business Keep Going After a Temporary Shutdown?](https://www.jainsurancetn.com/article/could-your-business-keep-going-after-a-temporary-shutdown): A storm damages your building. A pipe bursts overnight. A small fire forces you to close for repairs. For many small businesses, even a short shutdown... - [When Water Damage Hit Her New Dental Office, ERIE Helped Her Get Back to Business](https://www.jainsurancetn.com/article/when-water-damage-hit-her-new-dental-office-erie-helped-her-get-back-to-business): Dr. Yooson Kim has spent the last 20 years doing steady, careful work—helping people feel comfortable in the dentist’s chair and building a practice h... - [Life Insurance and Major Life Events: When Should You Update Your Coverage?](https://www.jainsurancetn.com/article/life-insurance-and-major-life-events-when-should-you-update-your-coverage): Life insurance is not a set-it-and-forget-it product. The coverage that made sense when you were single in your twenties may be very different from wh... - [Do You Need an Insurance Agent? 15 Signs It Might Be Time](https://www.jainsurancetn.com/article/do-you-need-an-insurance-agent-15-signs-it-might-be-time): Having a knowledgeable and responsive agent in your corner is critical to helping make sure your insurance keeps up with your unique life situations.... - [Protecting Your Business This Summer: Why Seasonal Risks Deserve a Coverage Review](https://www.jainsurancetn.com/article/protecting-your-business-this-summer-why-seasonal-risks-deserve-a-coverage-review): For many businesses, summer is the busiest and most profitable time of year. From restaurants and retail shops to contractors and event venues, the wa... - [National Homeownership Month: How to Make Sure Your Home Insurance Keeps Up](https://www.jainsurancetn.com/article/national-homeownership-month-how-to-make-sure-your-home-insurance-keeps-up): June is National Homeownership Month — a great time to celebrate the pride of owning a home and to make sure that home is well-protected. Whether you... - [5 Common Business Insurance Gaps](https://www.jainsurancetn.com/article/5-common-business-insurance-gaps): Many businesses carry insurance but still face coverage gaps when a claim arises. That usually does not mean the business had no insurance at all. It... - [4 Ways Telematics Can Impact Car Insurance](https://www.jainsurancetn.com/article/4-ways-telematics-can-impact-car-insurance): Telematics is technology that tracks driving behavior via a mobile app, a plug-in device, or a built-in vehicle system. Insurance companies may use th... - [Do I Need Multi-State Car Insurance for Out-of-State Coverage?](https://www.jainsurancetn.com/article/do-i-need-multi-state-car-insurance-for-out-of-state-coverage-2): In most cases, the answer to this question is “no.” However, some states may have different requirements for showing proof of insurance and different... - [What to Include in a Car Emergency Kit](https://www.jainsurancetn.com/article/what-to-include-in-a-car-emergency-kit-2): A well-stocked emergency roadside kit is a must-have item for road trippers. Stocking your car with the right things can help you get back on the road... - [Understanding Life Insurance Riders](https://www.jainsurancetn.com/article/understanding-life-insurance-riders): Life insurance riders are optional features that can change how a policy works. Instead of buying a completely separate policy for every concern, a ri... - [Who Needs Professional Liability Insurance the Most?](https://www.jainsurancetn.com/article/who-needs-professional-liability-insurance-most): Professional liability insurance is designed for businesses that give advice, provide services, create plans, or make recommendations that clients rel... - [Does Your Roof Affect Homeowners’ Insurance Rates?](https://www.jainsurancetn.com/article/does-your-roof-affect-homeowners-insurance-rates): Part of providing for your family is literally “putting a roof over their heads.” Your home’s roof protects your family and property from damage. The... - [5 Ways to Enhance Your Life Insurance Policy](https://www.jainsurancetn.com/article/5-ways-to-enhance-your-life-insurance-policy): Many policyholders believe that once a life insurance policy is purchased, it must remain exactly as it was on the day the policy was issued. Neverthe... - [Why Spring Is a Good Time to Renew Your Business Insurance](https://www.jainsurancetn.com/article/why-spring-is-a-good-time-to-renew-your-business-insurance): Many people view spring as a natural reset point for various industries as the weather warms and customer demand begins to increase. For business owne... - [Spring Insurance: 5 Tips for Seasonal Risks](https://www.jainsurancetn.com/article/spring-insurance-5-tips-for-seasonal-risks): The arrival of spring brings a welcome change in weather, but it also ushers in a unique variety of challenges for homeowners and drivers alike. This... - [What Should I Do After Witnessing a Car Accident?](https://www.jainsurancetn.com/article/what-should-i-do-after-witnessing-a-car-accident): Knowing what to do after witnessing a car accident can help keep you safe, assist the victims and provide an accurate account of the scene. The most i... - [Refresh Your Financial Plan with Life Insurance](https://www.jainsurancetn.com/article/refresh-your-financial-plan-with-life-insurance): Spring is a traditional season for cleaning and renewal, making it the perfect time to evaluate your long-term financial health. While many people foc... - [Insurance Tips for Your Landscaping Business](https://www.jainsurancetn.com/article/insurance-tips-for-your-landscaping-business): Landscaping businesses deal with unique challenges due to the industry’s seasonal nature and the physically demanding work crews perform every day. Yo... - [How Landscaping Can Impact Your Homeowners' Insurance](https://www.jainsurancetn.com/article/how-landscaping-can-impact-your-homeowners-insurance): National Lawn and Garden Month is a perfect reminder to enhance the beauty of your property via thoughtful landscaping. While a lush green lawn and co... - [Understanding the Surrender Value of Life Insurance](https://www.jainsurancetn.com/article/understanding-surrender-value-of-life-insurance): Managing a permanent policy involves understanding the complex financial features that affect your options. Knowing the details of your life insurance... - [Commercial Auto Insurance Tips for Spring Delivery Fleets](https://www.jainsurancetn.com/article/commercial-auto-insurance-tips-for-spring-delivery-fleets): Spring demand rapidly ramps up your overall delivery exposure by increasing miles driven, tightening delivery schedules, and requiring more active dri... - [Home & Auto Spring Maintenance Checklist](https://www.jainsurancetn.com/article/home-auto-spring-maintenance-checklist): Spring maintenance keeps your property in good condition and helps you get better insurance rates. Evaluating your home exterior after winter is a cri... - [Hydroplaning: What is It and How Can You Avoid It?](https://www.jainsurancetn.com/article/hydroplaning-what-is-it-and-how-can-you-avoid-it): It doesn’t matter the season: heavy rain and wet roads can occur at any time of the year. That means slick roads, limited visibility and yes, hydropla... - [What Questions Do Life Insurance Companies Ask?](https://www.jainsurancetn.com/article/what-questions-do-life-insurance-companies-ask): Applying for a new policy can feel overwhelming when you do not know what the carrier will investigate. Understanding the application process helps yo... - [Key Questions for Your Business Insurance Renewal](https://www.jainsurancetn.com/article/key-questions-for-your-business-insurance-renewal): Your upcoming policy renewal constitutes a crucial business risk checkup rather than just another administrative bill to pay. As your company grows an... - [Spring Break Insurance Tips](https://www.jainsurancetn.com/article/spring-break-insurance-tips): Spring break travel often involves cross-country road trips, beach days, and struggling through crowded airport terminals. Many travelers focus solely... - [How Renewable Term Life Insurance Works](https://www.jainsurancetn.com/article/how-renewable-term-life-insurance-works): Renewable term life insurance is term coverage that lets you keep the policy in force after the initial term ends, usually without taking a new medica... - [Why a Basic Home Insurance Policy Isn’t Always Enough](https://www.jainsurancetn.com/article/why-basic-home-insurance-policy-isnt-always-enough): While a typical homeowners insurance policy offers a reliable starting point, it’s important to remember that “standard” only goes so far. Since every... - [Risk Factors of Living Without Life Insurance](https://www.jainsurancetn.com/article/risk-factors-of-living-without-life-insurance): Life insurance often gets pushed down the road until a health scare, a new baby, or a sudden loss forces the question fast. Going without coverage is... - [A Homeowner’s Guide to Dealing with Ice Dams](https://www.jainsurancetn.com/article/homeowners-guide-to-dealing-with-ice-dams-2): Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze cycles,... - [Life Insurance: 5 Signs You Might Be Underinsured](https://www.jainsurancetn.com/article/life-insurance-5-signs-you-might-be-underinsured): Life rarely stands still. You may have gotten married, welcomed a child, bought a home, or moved up in your career since you first bought life insuran... - [New Year Business Insurance Checklist](https://www.jainsurancetn.com/article/new-year-business-insurance-checklist): Is Your Company Really Protected? A new year is the perfect time for businesses to run a quick “audit” of their insurance program. Over the past twelv... - [Common Insurance Myths Debunked](https://www.jainsurancetn.com/article/common-insurance-myths-debunked): What Your Friend on Social Media Got Wrong! We all know someone who thinks they’ve gained vast knowledge on a subject after merely seeing a shor... - [Is Whole Life Insurance a Good Investment in 2026?](https://www.jainsurancetn.com/article/is-whole-life-insurance-a-good-investment-in-2026): Market headlines can swing from record highs to recession fears in a single week. In that environment, many people look for stable, long-term options... - [The Ins and Outs of Commercial Auto Insurance](https://www.jainsurancetn.com/article/ins-outs-of-commercial-auto-insurance): What Every Business Owner Should Know Modern businesses are always on the move. Delivery vans drop off products, service trucks head to job sites, and... - [Your New Year’s Insurance Checklist](https://www.jainsurancetn.com/article/your-new-years-insurance-checklist): A new calendar year is a natural reset. Over the past 12 months, you may have moved, bought a car, started a home-based business, gotten married, or w... - [Different Types of Life Insurance Riders Explained](https://www.jainsurancetn.com/article/different-types-of-life-insurance-riders-explained): Accelerated Benefits: Access to Benefits While You’re Living Accelerated benefit riders let you take a portion of the death benefit early if you face... - [What’s the Difference Between General and Professional Liability Insurance?](https://www.jainsurancetn.com/article/whats-difference-between-general-professional-liability-insurance): General liability (GL) addresses bodily injury, property damage, and specific personal or advertising injuries arising from your premises, operations,... - [How to Prepare for a Winter Road Trip](https://www.jainsurancetn.com/article/how-to-prepare-for-winter-road-trip): Plan Your Route Like a Pro: Weather, Detours, and “Plan B” Check official state DOT and highway apps for live road conditions, closures, and chain con... ## Products - 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[Earthquake Insurance](https://www.jainsurancetn.com/insurance-services/personal-insurance/earthquake-insurance/): Johnston & Associates Insurance provides Earthquake Insurance for Franklin and all of Tennessee. - [Condominium Insurance](https://www.jainsurancetn.com/insurance-services/personal-insurance/condominium-insurance/): Johnston & Associates Insurance provides Condominium Insurance for Franklin and all of Tennessee. - [Collector Car Insurance](https://www.jainsurancetn.com/insurance-services/personal-insurance/collector-car-insurance/): Johnston & Associates Insurance provides Collector Car Insurance for Franklin and all of Tennessee. - [Boat & Marine Insurance](https://www.jainsurancetn.com/insurance-services/personal-insurance/boat-marine-insurance/): Johnston & Associates Insurance provides Boat & Marine Insurance for Franklin and all of Tennessee. - [Auto Insurance](https://www.jainsurancetn.com/insurance-services/personal-insurance/auto-insurance/): Johnston & Associates Insurance provides Auto Insurance for Franklin and all of Tennessee. - [ATV Insurance](https://www.jainsurancetn.com/insurance-services/personal-insurance/atv-insurance/): Johnston & Associates Insurance provides ATV Insurance for Franklin and all of Tennessee. - [Personal Insurance](https://www.jainsurancetn.com/insurance-services/personal-insurance/): Johnston & Associates Insurance provides Personal Insurance for Franklin and all of Tennessee. - [Mortgage Protection Insurance](https://www.jainsurancetn.com/insurance-services/life-insurance/mortgage-protection-insurance/): Johnston & Associates Insurance provides Mortgage Protection Insurance for Franklin and all of Tennessee. - [Individual Life Insurance](https://www.jainsurancetn.com/insurance-services/life-insurance/individual-life-insurance/): Johnston & Associates Insurance provides Individual Life Insurance for Franklin and all of Tennessee. - [Fixed Annuities](https://www.jainsurancetn.com/insurance-services/life-insurance/fixed-annuities/): Johnston & Associates Insurance provides Fixed Annuities for Franklin and all of Tennessee. - [Final Expense Insurance](https://www.jainsurancetn.com/insurance-services/life-insurance/final-expense-insurance/): Johnston & Associates Insurance provides Final Expense Insurance for Franklin and all of Tennessee. - [Manufacturers Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/manufacturers-insurance/): Johnston & Associates Insurance provides Manufacturers Insurance for Franklin and all of Tennessee. - [Liquor Liability Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/liquor-liability-insurance/): Johnston & Associates Insurance provides Liquor Liability Insurance for Franklin and all of Tennessee. - [Medical Malpractice Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/medical-malpractice-insurance/): Johnston & Associates Insurance provides Medical Malpractice Insurance for Franklin and all of Tennessee. - [Non-Profit Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/non-profit-insurance/): Johnston & Associates Insurance provides Non-Profit Insurance for Franklin and all of Tennessee. - [Product Liability Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/product-liability-insurance/): Johnston & Associates Insurance provides Product Liability Insurance for Franklin and all of Tennessee. - [Professional Liability (Errors & Omissions) Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/professional-liability-errors-omissions-insurance/): Johnston & Associates Insurance provides Professional Liability (Errors & Omissions) Insurance for Franklin and all of Tennessee. - [Restaurant & Bar Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/restaurant-bar-insurance/): Johnston & Associates Insurance provides Restaurant & Bar Insurance for Franklin and all of Tennessee. - [Special Event Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/special-event-insurance/): Johnston & Associates Insurance provides Special Event Insurance for Franklin and all of Tennessee. - [Surety Bonds](https://www.jainsurancetn.com/insurance-services/business-insurance/surety-bonds/): Johnston & Associates Insurance provides Surety Bonds for Franklin and all of Tennessee. - [Technology Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/technology-insurance/): Johnston & Associates Insurance provides Technology Insurance for Franklin and all of Tennessee. - [Vineyard & Winery Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/vineyard-winery-insurance/): Johnston & Associates Insurance provides Vineyard & Winery Insurance for Franklin and all of Tennessee. - [Wholesalers & Distributors Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/wholesalers-distributors-insurance/): Johnston & Associates Insurance provides Wholesalers & Distributors Insurance for Franklin and all of Tennessee. - [Workers’ Compensation Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/workers-compensation-insurance/): Johnston & Associates Insurance provides Workers’ Compensation Insurance for Franklin and all of Tennessee. - [Buy / Sell Protection](https://www.jainsurancetn.com/insurance-services/business-insurance/buy-sell-protection/): Johnston & Associates Insurance provides Buy / Sell Protection for Franklin and all of Tennessee. - [Kidnap & Ransom Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/kidnap-ransom-insurance/): Johnston & Associates Insurance provides Kidnap & Ransom Insurance for Franklin and all of Tennessee. - [Key Person / Employee Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/key-person-employee-insurance/): Johnston & Associates Insurance provides Key Person / Employee Insurance for Franklin and all of Tennessee. - [Hotel & Motel Hospitality Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/hotel-motel-hospitality-insurance/): Johnston & Associates Insurance provides Hotel & Motel Hospitality Insurance for Franklin and all of Tennessee. - [General Liability Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/general-liability-insurance/): Johnston & Associates Insurance provides General Liability Insurance for Franklin and all of Tennessee. - [Garage Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/garage-insurance/): Johnston & Associates Insurance provides Garage Insurance for Franklin and all of Tennessee. - [Farm / Agribusiness Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/farm-agribusiness-insurance/): Johnston & Associates Insurance provides Farm / Agribusiness Insurance for Franklin and all of Tennessee. - [Employment Practices Liability Insurance (EPLI)](https://www.jainsurancetn.com/insurance-services/business-insurance/employment-practices-liability-insurance-epli/): Johnston & Associates Insurance provides Employment Practices Liability Insurance (EPLI) for Franklin and all of Tennessee. - [Directors & Officers Liability Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/directors-and-officers-liability-insurance/): Johnston & Associates Insurance provides Directors & Officers Liability Insurance for Franklin and all of Tennessee. - [Cyber Liability Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/cyber-liability-insurance/): Johnston & Associates Insurance provides Cyber Liability Insurance for Franklin and all of Tennessee. - [Contractor’s General Liability Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/contractors-general-liability-insurance/): Johnston & Associates Insurance provides Contractor’s General Liability Insurance for Franklin and all of Tennessee. - [Commercial Umbrella Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/commercial-umbrella-insurance/): Johnston & Associates Insurance provides Commercial Umbrella Insurance for Franklin and all of Tennessee. - [Commercial Trucking Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/commercial-trucking-insurance/): Johnston & Associates Insurance provides Commercial Trucking Insurance for Franklin and all of Tennessee. - [Commercial Property Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/commercial-property-insurance/): Johnston & Associates Insurance provides Commercial Property Insurance for Franklin and all of Tennessee. - [Commercial Earthquake Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/commercial-earthquake-insurance/): Johnston & Associates Insurance provides Commercial Earthquake Insurance for Franklin and all of Tennessee. - [Commercial Auto Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/commercial-auto-insurance/): Johnston & Associates Insurance provides Commercial Auto Insurance for Franklin and all of Tennessee. - [Cargo Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/cargo-insurance/): Johnston & Associates Insurance provides Cargo Insurance for Franklin and all of Tennessee. - [Business Owners Package Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/business-owners-package-insurance/): Johnston & Associates Insurance provides Business Owners Package Insurance for Franklin and all of Tennessee. - [Business Interruption Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/business-interruption-insurance/): Johnston & Associates Insurance provides Business Interruption Insurance for Franklin and all of Tennessee. - [Builder’s Risk Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/builders-risk-insurance/): Johnston & Associates Insurance provides Builder’s Risk Insurance for Franklin and all of Tennessee. - [Business Insurance](https://www.jainsurancetn.com/insurance-services/business-insurance/): Johnston & Associates Insurance provides Business Insurance for Franklin and all of Tennessee. - [Life Insurance](https://www.jainsurancetn.com/insurance-services/life-insurance/): Johnston & Associates Insurance provides Life Insurance for Franklin and all of Tennessee. - [Valuable Items Insurance](https://www.jainsurancetn.com/insurance-services/personal-insurance/valuable-items-insurance/): Johnston & Associates Insurance provides Valuable Items Insurance for Franklin and all of Tennessee. ## Insurance Carriers - [Allstate Insurance](https://www.jainsurancetn.com/insurance-companies/allstate-insurance): We’ve helped countless people throughout Tennessee save money and enjoy the peace of mind that a policy from Allstate Insurance provides. - [CNA Surety](https://www.jainsurancetn.com/insurance-companies/cna-surety): We’ve helped countless people throughout Tennessee save money and enjoy the peace of mind that a policy from CNA Surety provides. - [Erie Insurance](https://www.jainsurancetn.com/insurance-companies/erie-insurance): We’ve helped countless people throughout Tennessee save money and enjoy the peace of mind that a policy from Erie Insurance provides. - [Hagerty Insurance](https://www.jainsurancetn.com/insurance-companies/hagerty-insurance): We’ve helped countless people throughout Tennessee save money and enjoy the peace of mind that a policy from Hagerty Insurance provides. - [National General Insurance Company](https://www.jainsurancetn.com/insurance-companies/national-general-insurance): We’ve helped countless people throughout Tennessee save money and enjoy the peace of mind that a policy from National General Insurance Company provides. - [Philadelphia Indemnity Insurance Company](https://www.jainsurancetn.com/insurance-companies/philadelphia-insurance): We’ve helped countless people throughout Tennessee save money and enjoy the peace of mind that a policy from Philadelphia Indemnity Insurance Company provides. - [The Progressive Corporation](https://www.jainsurancetn.com/insurance-companies/progressive-insurance): We’ve helped countless people throughout Tennessee save money and enjoy the peace of mind that a policy from The Progressive Corporation provides. - [Liberty Mutual Insurance](https://www.jainsurancetn.com/insurance-companies/liberty-mutual-insurance): We’ve helped countless people throughout Tennessee save money and enjoy the peace of mind that a policy from Liberty Mutual Insurance provides. - [AIG Private Client](https://www.jainsurancetn.com/insurance-companies/aig-private-client): We’ve helped countless people throughout Tennessee save money and enjoy the peace of mind that a policy from AIG Private Client provides. - [Appalachian Underwriters](https://www.jainsurancetn.com/insurance-companies/appalachian-underwriters): We’ve helped countless people throughout Tennessee save money and enjoy the peace of mind that a policy from Appalachian Underwriters provides. - [The Travelers Indemnity Company](https://www.jainsurancetn.com/insurance-companies/travelers-insurance): We’ve helped countless people throughout Tennessee save money and enjoy the peace of mind that a policy from The Travelers Indemnity Company provides.