Tennessee Restaurant Insurance
Brentwood, Franklin, Nashville, Nolensville & the surrounding Middle TN area
Restaurant Insurance in Tennessee
Great insurance for restaurants is as important to the future of your business as a great location or menu. But if you haven’t updated your policy recently, you could find yourself in a heap of trouble should you have a claim. As your business grows, your insurance needs to change right along with it. New equipment, new locations, new services, and bigger staff — these can all impact your risk exposure. If a fire destroys your kitchen, or your food spoils due to a power outage, will your insurance pay to keep the lights on – or pay your landlord - or keep your creditors happy?
We realize that restaurant insurance may be on your back burner, but at Johnston & Associates Insurance it’s our main course (a lot of puns I know). We also make house calls: early mornings, late nights, whatever it takes to meet you where you are. We understand the restaurant business and will customize a policy that fits your individual needs.
A recipe for the perfect restaurant insurance quote
Our Business Owners Policy (BOP) for restaurants includes essential ingredients such as business property insurance and business general liability insurance. You may also need Work Comp if you have 5 or more employees. Additional options can be added to match your specific needs. So from Alfalfa to Ziti, we’ll get you covered.
Options for Customized Tennessee Restaurant Insurance
Because restaurants vary dramatically depending on size, location and style, you may need to add some additional options:
· Liquor Liability Coverage
· Food Contamination Coverage
· Equipment Breakdown Coverage
· Business Income Coverage
· Business Umbrella Insurance
Key Benefits of Johnston Associates Insurance
We have 40+ years of combined experience in the insurance industry, and are familiar with restaurant specific challenges such as food poisoning, assault and battery, Americans with Disabilities, sexual harassment, wrongful termination, discrimination, and liquor law liability.