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Tag: Auto Insurance

Photograph Your Accident - Smart Phone Users Unite!

Here’s your insurance tip for the day from Johnston & Associates Insurance: if you’re in an automobile accident – TAKE LOTS OF PICTURES OF ALL VEHICLES INVOLVED IN THE ACCIDENT. In the era of smartphones, and even basic ones for that matter, it is not difficult to snap a few pics of the damages before you do anything else at all. Now you have evidence...

How Depreciation Can Affect Your Auto Insurance Premiums

The value of virtually any expensive item changes as time passes. For a high-quality bottle of wine or a rare painting, the value may increase as the item ages, but cars and other vehicles usually only depreciate, losing significant value as the years pass. There are some rare exceptions, such as antique or other collectible vehicles. With a new car, the biggest drop in value...

How Will Insurance Change With The Advent Of Self-Driving Vehicles?

Though the dawn of Uber and Lyft has created their own hiccups in the insurance industry, self-driving cars are on the horizon and insurance companies around the world are scrambling to figure out how to measure the risks. The status quo is relatively simple: If you are in an accident with another vehicle that is operated by another human, then the at-fault person bears the...

Tips To Stay Safe While Driving In Winter Weather

You depend on your vehicle to get you from point A to point B safely and soundly, even when dealing with the hazards winter weather brings. From the moment your vehicle is in motion, winter driving demands your full attention. With rainstorms, black ice, slush, or a whiteout wall of snow, you are at higher risk of a collision or breakdown. While having auto insurance...

Avoid A Headache When You Can't Avoid What's In The Road

In a majority of cases, hitting an animal while driving is unavoidable. As upsetting as this event can be, it is also capable of causing substantial damage to your vehicle, particularly if the animal is large. Deer-related accidents are common in rural areas, with the average repair from these accidents exceeding $3,300. We recommend that our clients review their auto insurance policy with one of...