Second-Rate Driving
Posted: September 15, 2022
Sometimes coming in first place, or in Tennessee’s case, runner-up, is not always a good thing. According to an ongoing annual study by Smart Wallet, in 2022, Tennessee ranked second in the nation for most irresponsible drivers. Smart Wallet determines irresponsible driving habits using four different criteria: 1. number of times residents Google speeding and traffic tickets, 2. percentage of uninsured drivers, 3. number...
"Move Over" Laws
Posted: June 10, 2022
In early May, a first responder in Dickson County en route to a citizen in distress soon found herself in need of rescue. According to a report from Nashville-based ABC affiliate WKRN, Dickson County Emergency Management Agency firefighter Toni Stinson was responding to a call when she was hit by a semi-tractor trailer and rolled. Miraculously, Stinson walked away and lived to tell the tale,...
Monitored Driving
Posted: May 1, 2022
In 1998, Progressive Insurance became the first automotive carrier to use what’s called telematics to track its policyholders’ driving habits, and other major insurers followed suit. According to The Idaho National Laboratory, telematics are defined as a “combination of computer science, telecommunications,and vehicles, with the goal of controlling a vehicle or collecting vehicle data.” Many car insurers offer policyholders the opportunity to have a telematics...
Wildfire Prevention
Posted: April 1, 2022
Most of Tennessee turned a watchful eye to Sevier County and Great Smoky Mountains National Park as news of wildfire devastating the area sparked a massive relief and containment operation According to a news report from CBS-affiliate WYMT, the Hatcher Mountain and Millstone Gap wildfires combined damaged approximately 220 structures and consumed roughly 3,500 acres. The Insurance Information Institute reported that in 2021, Tennessee experienced...
Insurance Fraud: Ghost Broking
Posted: September 15, 2020
The advent of the internet and social media has made doing business easier than ever, but has also emboldened the dishonest and unscrupulous to utilize new ways to defraud unsuspecting victims. One form of insurance fraud, already pervasive in The United Kingdom, is now gaining traction here in The United States: ghost broking. Ghost brokers pose as legitimate insurance agents. They will advertise too-good-to-be-true...
