Tag: Car

Factors That Affect Your Auto Insurance Premium

For residents of the 48 of the 50 states that require liability coverage, car insurance is a fact of life, and becoming a more expensive one, at that.  According to an article from Consumer Reports, “Consider how much insurers are paying out in claims. While the long-term trend shows that the number of accidents is declining, the average payout on the accidents that do occur...

Think You Know Auto Insurance? Take Our Pop Quiz

    I’ll pay higher car insurance for a red car.     Liability insurance is required in every state.     A hybrid or electric car will cost more to insure than a comparable conventional vehicle.     If I don’t have enough money to pay car insurance premiums, there won’t be any problem if I let my coverage lapse – as long as...

Save Money While Avoiding These Costly Insurance Mistakes

In today’s economy many people are seeking ways to cut costs and save money. Cutting corners on your insurance might appear to save you money in the short run but could cost you dearly in the long run! “When money is tight, it's extremely important to be financially protected against a catastrophe with the right amount and type of insurance,” said Jeanne M. Salvatore, senior...

What Kind Of Insurance Fits Your Business?

Businesses are a lot like snowflakes. Each has its own individual shape, size, and means of operation. We can help design the coverage that’s right for you, tailored to your needs. Though an eclectic group, most all businesses have the following basic needs: Property insurance: for the business’s building, structure, and other business property. Liability Insurance to protect you from someone stating they have been...

Photograph Your Accident - Smart Phone Users Unite!

Here’s your insurance tip for the day from Johnston & Associates Insurance: if you’re in an automobile accident – TAKE LOTS OF PICTURES OF ALL VEHICLES INVOLVED IN THE ACCIDENT. In the era of smartphones, and even basic ones for that matter, it is not difficult to snap a few pics of the damages before you do anything else at all. Now you have evidence...