Tag: Franklin

Avoid Those Water Leaks!

One of the most overwhelming situations to find yourself in is to walk into your house to discover flooding or extreme water damage to your treasured Nashville, Brentwood, or Franklin home. Luckily,  your Tennessee homeowners insurance policy will cover most of the water damage – however preventative maintenance is definitely the preferred method of action versus having to repair after the fact.  At Johnston &...

Photograph Your Accident - Smart Phone Users Unite!

Here’s your insurance tip for the day from Johnston & Associates Insurance: if you’re in an automobile accident – TAKE LOTS OF PICTURES OF ALL VEHICLES INVOLVED IN THE ACCIDENT. In the era of smartphones, and even basic ones for that matter, it is not difficult to snap a few pics of the damages before you do anything else at all. Now you have evidence...

Keeping Your Christmas Tree SAFE For A Happy Holiday Season

According to the National Fire Protection Association, “U.S. fire departments responded to an estimated average of 210 home structure fires per year that began with Christmas trees in 2010-2014. These fires caused an annual average of six civilian deaths, 16 civilian injuries, and $16.2 million in direct property damage.” This national statistic is no different for Nashville, Franklin, Brentwood, or any other areas of Tennessee,...

Everything You Wanted To Know About Mold Prevention (But Were Afraid To Ask)

The roof of your Tennessee home is an essential part of the structure and any damage to it can cause structural damage right down to the foundation. The problem is, you do not see the roof often. You probably don't think about it too much either. Nevertheless, your roof faces a wide range of risks from the weather, to heat, to other damage such as...

Why Does My Tennessee Homeowners Insurance Go Up Every Year?

One of the questions we most frequently get asked as personal insurance agents is, “Why does my homeowners insurance go up every year when haven’t made a claim?” There are a few reasons for that…. One big reason for the increasing cost of home insurance is that there have been an inordinate amount of storms and hail damage in Tennessee in the last several years....