Meet Scott Johnston
Posted: July 15, 2018
Meet Scott JohnstonMark Cuban once said, “All businesses are personal.” For Scott Johnston, this was precisely what got him into the insurance business in the first place. Back in 1991, his grandparents lost everything in the Great Oakland California Fire, a tragedy compounded by a woeful lack of insurance coverage. To their insurance company, they were just a number. No care was taken to make sure they...
Bridge Over Troubled Fires
Posted: July 15, 2018
Bridge Over Troubled FiresAlmost four years ago, Franklin, Tennessee experienced a tragedy, which turned into a traffic and logistical nightmare. A tanker truck en route to Columbia and carrying a full load of fuel crashed into the Peytonsville Road overpass on Interstate 65, on the south side of Franklin, killing the driver and destroying the bridge. An innocent life was lost, and the cleanup and rebuilding processes were...
Types Of Tennessee Business Insurance
Posted: May 17, 2018
Types Of Tennessee Business InsuranceCommercial Insurance coverage is available for every conceivable risk that your Tennessee business might face. It is critical to your company’s financial well-being that you have commercial insurance in place before you start your business, as you can lose everything with one act of negligence. The cost for business insurance varies widely because each insurer looks at risk differently. It helps to work with an...
Think You Know Auto Insurance? Take Our Pop Quiz
Posted: August 30, 2017
Think You Know Auto Insurance? Take Our Pop QuizI’ll pay higher car insurance for a red car. Liability insurance is required in every state. A hybrid or electric car will cost more to insure than a comparable conventional vehicle. If I don’t have enough money to pay car insurance premiums, there won’t be any problem if I let my coverage lapse – as long as...
Tennessee Home Insurance: What’s Not Covered
Posted: August 25, 2017
Tennessee Home Insurance: What’s Not CoveredThere’s an old saying in the insurance business: “Your policy is only as good as the exclusions”. In other words, if it’s not specifically excluded, it’s covered. Another rule of thumb is that insurance is not a maintenance program, but only covers things that are “sudden and accidental.” An old rickety fence that blows over in a storm will not likely be covered. Here’s a...