Tag: Premium

Think You Know Auto Insurance? Take Our Pop Quiz

    I’ll pay higher car insurance for a red car.     Liability insurance is required in every state.     A hybrid or electric car will cost more to insure than a comparable conventional vehicle.     If I don’t have enough money to pay car insurance premiums, there won’t be any problem if I let my coverage lapse – as long as...

Tennessee Home Insurance: What’s Not Covered

There’s an old saying in the insurance business: “Your policy is only as good as the exclusions”.  In other words, if it’s not specifically excluded, it’s covered. Another rule of thumb is that insurance is not a maintenance program, but only covers things that are “sudden and accidental.” An old rickety fence that blows over in a storm will not likely be covered. Here’s a...

Business Insurance

If you are operating a small business in Nashville or Tennessee you know it takes blood sweat and tears, as well as time and money to succeed. Business insurance (aka commercial insurance) protects your business property and personal assets by reducing your risk. Events such as a fire, theft, injury of an employee, a lawsuit, or a natural disaster could have devastating consequences that could...

Want To Live Through A Tornado?

Anyone who has seen the aftermath of a tornado can tell you that the damage left behind is devastating and not completely unlike a nuclear explosion. Lives as well as property may be lost if along the tornado’s path. Though their lack of predictability is one of a tornado’s most devastating weapons, we can determine that most occur in the spring….most. If your home suffers...