How To Tow A Trailer Properly
Posted: July 16, 2019
Whether you’re moving your child back home from college or hauling equipment for your business, a trailer helps when you need some extra space to pack things. While towing a trailer may not seem much different than driving a car, there are a few things to keep in mind before you hitch your trailer. VERIFY THE TOWING CAPACITY Just because you have a vehicle with...
Anatomy Of An Insurance Policy
Posted: July 10, 2019
For any layperson who has tried to read through a typical insurance policy, whether it be automobile, health, or life, the verbage and vast amount of information can seem off-putting. However, it is important for every policyholder to have a basic knowledge of insurance terminology in order to be informed should the need to file a claim arise. There are six basic components to every...
What Is Graded Death Benefit Life Insurance?
Posted: July 9, 2019
A graded death benefit policy is a type of whole life insurance policy with a waiting period. It may be an option for people who are unable to be approved for standard life insurance. There is no medical exam required. People who have been declined for life insurance from all other companies can still get coverage through a graded benefit life insurance plan. How Does...
How Long Does Business Interruption Insurance Coverage Last?
Posted: July 4, 2019
Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of loss until property damage can be repaired with dispatch and due diligence. Period Of Restoration The length of time in...
Am I Covered When I Lend My Car To Friends Or Family?
Posted: July 3, 2019
If you own a car, chances are you’ve let a friend or family member borrow it at least once. After all, there are plenty of reasons to hand over the keys. Maybe you needed a relative to pick up your kids from school. Or you’re helping someone get to work after their car broke down. But did you know that in the event of an...