Archives: 2012

Building Code Ordinance Coverage: Don't Get Stuck Holding The Bag

For most Tennessee homeowners, a fire is covered under their home insurance policy. No brainer, right? Think again. The problem is in your local Building Code Ordinance Laws - and the difference between what the laws were when your house was built and the current laws. Your insurance policy does not automatically pay to bring a newly re-built home up to code. The fact is...

Homeowners Insurance Claims: The Inside Scoop

Tennessee beware!  Too many homeowner claims may very likely mean trouble for you later!  I recently spoke to an individual who had a number of claims on his homeowners policy.  He said, “I pay a lot for my insurance and I expect to get something back for my money.”  As a general rule, homeowners insurance is not meant to be a maintenance program. It covers...