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Archives: 2020

Business Owners: What To Know When Hiring A Cleaning Service

If you’re a business owner, today is anything but business as usual. As you continue to grapple with the evolving changes brought on by the coronavirus pandemic ‒ from social distancing requirements to telecommuting policies ‒ you’re also faced with meeting changing expectations from your customers as well as local, state, and federal governments. Once expectation at the top of everyone’s list is a workplace...

Am I Required To Buy A Company’s Life Insurance Once They Finance An Exam?

Except for guaranteed issue and other no-exam life insurance policies (with higher rates and lower face value), most insurance companies will require an in-person medical exam. A company representative will arrange for a physical exam to be conducted by a licensed healthcare professional selected and contracted by the life insurance company. This does not mean you are under any obligation to purchase life insurance from...

What Makes Restaurant Insurance Different From Other Business Insurance?

No matter how hard you work to ensure everything goes smoothly, problems can and do arise in a restaurant. Restaurant owners have exposure to a wide range of risks that make them vulnerable to liability and financial loss. Restaurant insurance is different from other types of business insurance as it is designed to address the unique risks faced by business owners in the foodservice industry....

Am I Required To Have Homeowners Insurance?

There is no law that says you have to purchase homeowners insurance if you own a home, as stated by the Insurance Information Institute (III). However, very few home buyers can pay cash upfront for such an expensive purchase. Most people will need to finance most of the cost of a home, and that means going to a mortgage lender. As a condition for obtaining...

Do-It-Yourself Plumbing

Do-it-yourself home improvement was and still is big business.  According to Statista, “In 2013, the value of the global DIY market was approximately 31.9 billion U.S. dollars. In 2014, home improvement stores in the United States generated a revenue that amounted to about 144 billion U.S. dollars.”   Statistics show a renewed interest among homeowners to make their own repairs.  Comfy Living reported:  “1. Millennials...