Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Photograph Your Accident - Smart Phone Users Unite!
Posted: April 20, 2017
Photograph Your Accident - Smart Phone Users Unite!Here’s your insurance tip for the day from Johnston & Associates Insurance: if you’re in an automobile accident – TAKE LOTS OF PICTURES OF ALL VEHICLES INVOLVED IN THE ACCIDENT. In the era of smartphones, and even basic ones for that matter, it is not difficult to snap a few pics of the damages before you do anything else at all. Now you have evidence...
How Much Commercial Property Insurance Does Your Business Need?
Posted: April 19, 2017
How Much Commercial Property Insurance Does Your Business Need?Your commercial property insurance is a critical piece of protection that will safeguard your business against huge financial losses. No matter what industry you are in, you have a multitude of possessions that are of great value. When a break-in, theft, fire, wind event, flood, or water damage happens to your business and you are dealing with equipment that has been stolen, damaged, or broken,...
General Liability Insurance & Why Your Business Needs It
Posted: April 1, 2017
General Liability Insurance & Why Your Business Needs ItAs a business owner, you take every step you can to ensure the safety of your clients and the quality of the products and services you provide. We can't know every type of incident that can occur in the course of doing business, and general liability insurance provides vital protection for when something unexpected happens. Not only will this coverage protect your financial health when...
Helpful Tips To Get Your House Ready For Spring Storms
Posted: March 20, 2017
Helpful Tips To Get Your House Ready For Spring StormsApril showers may be great for a lush, blooming garden, but the heavy spring storms can lead to very serious damage if you are not prepared. Homeowners can avoid costly repairs by taking a few simple steps before the first storm hits. Have a Plan in Place When severe weather hits, the most important thing is to ensure the safety of every member of your...
How Depreciation Can Affect Your Auto Insurance Premiums
Posted: March 6, 2017
How Depreciation Can Affect Your Auto Insurance PremiumsThe value of virtually any expensive item changes as time passes. For a high-quality bottle of wine or a rare painting, the value may increase as the item ages, but cars and other vehicles usually only depreciate, losing significant value as the years pass. There are some rare exceptions, such as antique or other collectible vehicles. With a new car, the biggest drop in value...