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Tennessee Apartment Owners Insurance – Protect Your Golden Goose - Johnston & Associates InsuranceAn income property is like a Golden Goose – it’ll keep paying as long as you give it a little tender care. There are two disasters that, as an apartment owner, you probably fear most - a disaster to your property or a disaster to your monthly income. Unfortunately these usually occur at the same time. Johnston & Associates will make certain that your properties are properly evaluated and protected - with an Apartment Owners Insurance policy that will likely cost less than you’d expect.

Don't be caught underinsured. . . 

We recently met with an individual from Nashville who had an apartment owners insurance policy from a competing carrier who had their properties grossly underinsured in order to “save some money”. Not only did they not have enough insurance to cover their properties, they would have been hit with co-insurance penalties for underinsuring their property. In addition, the coverage did not include loss of income coverage, which means they would lose several months of income should they have a loss. As an apartment owner, you can understand how important it is to protect your golden goose. Needless to say, insurance is only as good the coverage itself – and Not All Policies Are Created Equal.

As an apartment owner, both your property and your income are at risk. Unlike a homeowner, if disaster strikes you will not only lose the value of your property but you may lose rental income as well - due to repairs or structural damage.

For more information about Tennessee Apartment Owners Insurance, give Johnston & Associates Insurance a call at 615-716-2123.

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Franklin, TN 37067
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