If A Contractor Damages My Home, Whose Insurance Covers It?
Posted: January 8, 2021
If A Contractor Damages My Home, Whose Insurance Covers It?Homeowners insurance is designed to provide you with financial protection from loss due to theft, disasters, and accidents. But what happens if a contractor causes damage to your home? In this case, your homeowners insurance may help cover the cost of repairs, but will likely seek reimbursement through the contractor’s general liability insurance. Damage to Your Home From an Accident Caused by a Contractor Although...
Preparing Your Home For The New Year
Posted: December 16, 2020
Preparing Your Home For The New YearWith all the holiday activities coming to an end, the New Year is a great time to give your home a fresh start. These tips can help you get your home clean, organized, and prepared for the winter months ahead. Clear Out the Clutter Christmas decorations, wrapping paper, and odds and ends that accumulate over the holidays and throughout the year can add to the...
Do I Need To Insure My Car During Winter Storage?
Posted: December 1, 2020
Do I Need To Insure My Car During Winter Storage?It is not uncommon to put a vehicle in storage over the winter months. If you are not planning to use your car during the winter, it makes sense to keep it safe and protected from the harsh weather. It may be tempting to cancel your auto insurance coverage during this time, while your vehicle is not being driven on public roadways. After all, it...
Avoid Common Home Accidents During The Holiday Season
Posted: November 16, 2020
Avoid Common Home Accidents During The Holiday SeasonFrom late November to mid-January, the holidays bring good cheer and gatherings with friends and family. They are also a season when home accidents frequently occur. The following are some common holiday-related accidents, along with tips to help keep your family safe at home over the holiday season. Decorating Fall Accidents You may be surprised to learn how many people are injured while decorating their...
What Happens If I Get In A Wreck With An Uninsured Driver?
Posted: November 1, 2020
What Happens If I Get In A Wreck With An Uninsured Driver?Most states have mandatory minimum auto insurance laws, but some people still drive without the required coverage. The Insurance Information Institute (III) reports that in a recent study, 13%, or one in eight drivers in the U.S. is operating a vehicle without insurance. Many such drivers cannot afford the cost of car insurance, which makes it difficult to collect damages after an accident. Fortunately, there...