Protecting Your Home During Thunderstorms
Posted: May 27, 2019
Protecting Your Home During ThunderstormsHeavy thunderstorms can wreak havoc on a home. The following tips can help protect your property if you live in an area where storms frequently occur. Trim or Remove Trees Storms can snap off tree branches, which can damage your home or detached structures. Get your trees trimmed before the stormy season and cut down any trees that are unwanted. Unless you are confident you...
Standard Auto Insurance Vs. RV/Camper Insurance: Understanding The Difference
Posted: May 20, 2019
Standard Auto Insurance Vs. RV/Camper Insurance: Understanding The DifferenceAlthough a recreational vehicle, or RV, is similar to a car in many ways, the insurance needs for the two types of vehicles differ. Limiting your RV insurance to a typical auto insurance policy would leave you with dangerous gaps in coverage. Basic Differences between RVs and Cars RVs are towable trailers or large motor vehicles that typically include a kitchen space, bathroom, and living...
Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?
Posted: May 13, 2019
Will Homeowners Insurance Cover My Driveway, Shed, Or Other Structure?Homeowners insurance is not one-size-fits all. Policies can be custom-tailored to suit individual needs. However, the majority of homeowners insurance policies include coverage for other structures on the property to help repair or replace structures that have been damaged by a covered risk. What Is Homeowners Insurance? Homeowners insurance is a policy purchased by a homeowner and consisting of coverages to replace or repair the...
Spending A Year Abroad: Do I Still Need Insurance For My Car Back Home?
Posted: May 6, 2019
Spending A Year Abroad: Do I Still Need Insurance For My Car Back Home?If you are planning to travel abroad for a year and leave your car stored in the USA, you may be wondering if you need to carry auto insurance for the period of time during which the vehicle is not in use. The answer will depend on the circumstances, as well as where you live. State Law Auto Insurance Requirements Although laws vary from state...
Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?
Posted: April 1, 2019
Townhomes & Duplexes: How Much Will A Homeowners Policy Cover?If you are considering purchasing a townhome or duplex, you may be wondering if coverage under a homeowners policy would be different than coverage for a single-family dwelling. Our knowledgeable agents will be happy to explain the coverage for each type of dwelling and help you find a policy that suits your needs at the best available rates. What Are Townhomes and Duplexes? Perhaps the...