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Archives: 2018

How To Prevent Your Business From Being Hacked

A business of any size may be vulnerable to a data breach. Cyber attacks have become a frightening reality for individuals and organizations in recent years. Business owners should do all they can to secure their websites and customer information. If your business stores passwords, credit card numbers, or any form of sensitive client or customer information, be aware that hackers have you in their...

Great Insurance Tips For First Time Home Buyers

Homeowners insurance is not required by law like automobile liability insurance. However, it is required by mortgage companies to protect the lender's investment. Even if you were able to pay cash for your home, homeowners insurance is an important protection for what is likely your biggest asset. The following are some tips about homeowners insurance for first time home buyers. Get Renters Insurance to Help...

Introducing Scott Johnston

As the owner of Johnston & Associates, I’d like to share with you a brief story of why I got into this business over 25 years ago. It started in 1991 when my grandparents lost everything they ever owned in the Great Oakland California Fire. They were in their mid-80s and suddenly found themselves with no earthly possessions. To boot, they were vastly under insured....

How EPL Insurance Can Save Business Owners From A Legal Let-Down

We live in a litigious society. No matter how carefully you train your employees, over the course of doing business it wouldn't be rare to be facing a lawsuit for discrimination, wrongful termination, sexual harassment, violations of the APA, retaliation claims, a liability lawsuit related to fiduciary duty, or other legal threat. You want to be protected against this type of occurrence, and EPL insurance...

Are You Ready For The Next Step?

No one likes to think about what will happen when they are no longer around or able to make important decisions, but if you are a small business owner, then nothing could be more important for the future of your company. Succession planning is the practice of drawing up a plan for what will happen to your business if you pass away, retire, or become...