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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Understanding Your BOP

Understanding Your BOP

A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, as well as for claims...

Teenaged Drivers

Teenaged Drivers

School has started for 2018 in Brentwood, Franklin, Nashville, and most of Middle Tennessee.  For teens getting their drivers’ licenses or learning permits, taking themselves to school for the first time is an important rite of passage.  For parents of teens, this is also a huge concern and a potential headache. According to The Centers for Disease Control and Prevention, car crashes are the number...

Understanding Your Homeowners Policy

Understanding Your Homeowners Policy

Most people don't want to think about their homeowners insurance until they need it. Homeowners policies are lengthy, complicated, and written in legalese. Nevertheless, it could pay off to thoroughly understand your homeowners policy and know how it works. Our agency is happy to assist you with not only finding the right homeowners policy, but also with understanding what is in it. Basics of Homeowners...

A Whole Lotta Shaking Going On

A Whole Lotta Shaking Going On

When one thinks of Tennessee, certain things usually jump to the forefront:  Elvis Presley, country music, Christian music, the Bible Belt, and barbecue, to name a few.  However, a less commonly known claim to fame is the state’s history of earthquakes. That’s right.  Earthquakes. August 17 will mark the 153rd anniversary of one of the worst earthquakes in our state’s history.  Part of a succession...

Are You Paying Too Much For Your Car Insurance?

Are You Paying Too Much For Your Car Insurance?

Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. On top of that, a new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving...