Whose Fault Is It, Anyway?
Posted: July 24, 2019
Whose Fault Is It, Anyway?An odd car accident of sorts made national news two years ago. According to The Consumerist, the information and news arm of Consumer Reports, a pickup truck in the parking lot a New Jersey Target store hit one of the store’s iconic two-ton, red ball-shaped bollards, which sent it rolling and crashing into another vehicle. The incident caused over three thousand dollars in damage to the vehicle....
Cargo Insurance Vs. Commercial Trucking Insurance
Posted: July 18, 2019
Cargo Insurance Vs. Commercial Trucking InsuranceCommercial carriers are required by law to have carrier liability insurance. Since this insurance provides limited coverage, and because cargo can be damaged in many different ways, most shippers request cargo insurance to protect their goods from damage, loss, or theft during transit. Commercial trucking insurance, on the other hand, is essential coverage for a business or owner-operator providing trucking services. What Is Cargo Insurance?...
How Long Does Business Interruption Insurance Coverage Last?
Posted: July 4, 2019
How Long Does Business Interruption Insurance Coverage Last?Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of loss until property damage can be repaired with dispatch and due diligence. Period Of Restoration The length of time in...
Best Uses For Special Event Insurance
Posted: June 20, 2019
Best Uses For Special Event InsuranceIn today’s litigious society, it may be wise to consider purchasing special event insurance if you are planning a wedding, a large party, or another event. This type of insurance can help protect your investment in the event and provide liability coverage for various types of potential claims. Speak with our friendly, helpful agency about an insurance policy to cover your special event. What Is...
Surety Bonds Vs. Professional Liability (Errors & Omissions) Insurance
Posted: June 6, 2019
Surety Bonds Vs. Professional Liability (Errors & Omissions) InsuranceSurety bonds are a useful service, but not the same thing as professional liability insurance, also known as errors and omissions (E&O) insurance. You may need both surety bonds and professional liability insurance to safeguard your business. What Are Surety Bonds? A surety bond is a contract between three or more parties, issued by a surety company on behalf of a party known as the...