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Category: Homeowners Insurance

Don’t Let Water Damage Soak Through Your Savings

Damage to a home can be costly and time-consuming to repair, but the dangers associated with water damage extend beyond the immediately obvious. Even surfaces that do not feel wet to the touch may conceal serious damage to internal structures, which in turn can lead to even greater repair costs down the line. If the damage isn't covered by your homeowners insurance, then expect the...

Tips For Preventing Ice Damming

During their study on the subject, the University of Minnesota defined an ice dam as, “A ridge of ice that forms at the edge of a roof and prevents melting snow (water) from draining off the roof. The water that backs up behind the dam can leak into a home and cause damage to walls, ceilings, insulation, and other areas.” Obviously in order to keep...

Why Does My Tennessee Homeowners Insurance Go Up Every Year?

One of the questions we most frequently get asked as personal insurance agents is, “Why does my homeowners insurance go up every year when haven’t made a claim?” There are a few reasons for that…. One big reason for the increasing cost of home insurance is that there have been an inordinate amount of storms and hail damage in Tennessee in the last several years....

The Importance Of An Insurance Checkup

Every year, it is advised that you take the time to get an "insurance checkup." Your financial health is an important issue, one that will affect every area of your life. Having the correct levels of coverage for your business insurance and personal insurance is a critical issue, and your policies should be reviewed on a yearly basis. As a business changes and grows, insurance...

Planning Tips For The Perfect Holiday Season

For those of us who love family get-togethers, parties, and events, this is a favorite time of year. Get started on your planning early so you have a safe and special holiday. We have gathered together some great planning tips that will help you make your holiday fun and safe. Holiday Decorating Making your home festive is a lot of fun, but there are some...