Think You Know Auto Insurance? Take Our Pop Quiz
Posted: August 30, 2017
Think You Know Auto Insurance? Take Our Pop QuizI’ll pay higher car insurance for a red car. Liability insurance is required in every state. A hybrid or electric car will cost more to insure than a comparable conventional vehicle. If I don’t have enough money to pay car insurance premiums, there won’t be any problem if I let my coverage lapse – as long as...
Driving Tips To Stay Safe During Your Summer Vacation
Posted: May 15, 2017
Driving Tips To Stay Safe During Your Summer VacationLonger days, warm, sunny weather, and roads free of snow and ice make summer the perfect time for vacation road trips. In fact, Insurance Institute for Highway Safety (IIHS) statistics reveal that more fatal traffic crashes occur over the summer months than over the winter months. Contributing factors to the increase in serious accidents during the summer include congested roads due to vacation travel with...
Photograph Your Accident - Smart Phone Users Unite!
Posted: April 20, 2017
Photograph Your Accident - Smart Phone Users Unite!Here’s your insurance tip for the day from Johnston & Associates Insurance: if you’re in an automobile accident – TAKE LOTS OF PICTURES OF ALL VEHICLES INVOLVED IN THE ACCIDENT. In the era of smartphones, and even basic ones for that matter, it is not difficult to snap a few pics of the damages before you do anything else at all. Now you have evidence...
How Depreciation Can Affect Your Auto Insurance Premiums
Posted: March 6, 2017
How Depreciation Can Affect Your Auto Insurance PremiumsThe value of virtually any expensive item changes as time passes. For a high-quality bottle of wine or a rare painting, the value may increase as the item ages, but cars and other vehicles usually only depreciate, losing significant value as the years pass. There are some rare exceptions, such as antique or other collectible vehicles. With a new car, the biggest drop in value...
How Will Insurance Change With The Advent Of Self-Driving Vehicles?
Posted: February 3, 2017
How Will Insurance Change With The Advent Of Self-Driving Vehicles?Though the dawn of Uber and Lyft has created their own hiccups in the insurance industry, self-driving cars are on the horizon and insurance companies around the world are scrambling to figure out how to measure the risks. The status quo is relatively simple: If you are in an accident with another vehicle that is operated by another human, then the at-fault person bears the...