Tag: Tennessee Homeowners Insurance

Most Common Repairs Needed As Spring Arrives

In nature, spring is a time when new must replace the old and in the Tennessee housing world, the same is also true. With spring arriving, there are several things that you should be on the lookout for in terms of home repairs. After all, fall and winter can have harsh effects on a variety of areas of your home, while spring brings a host...

Top 10 Problems With Homeowner Insurance

    Actual Cash Value vs. Replacement Cost for roof claim – More and more Insurance companies are reducing coverage for your hail damage claim. Instead of paying for a new replacement roof, many companies are paying a depreciated settlement, or Actual Cash Value.  This means that your 10 year old roof may only be worth $2500 in actual value (used) but it may cost...

Homeowners Insurance Claims: The Inside Scoop

Tennessee beware!  Too many homeowner claims may very likely mean trouble for you later!  I recently spoke to an individual who had a number of claims on his homeowners policy.  He said, “I pay a lot for my insurance and I expect to get something back for my money.”  As a general rule, homeowners insurance is not meant to be a maintenance program. It covers...