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Category: Business Insurance

Do You Need Business Insurance When Working Out Of Your Home?

Many small businesses in the U.S. today are home-based. For a small business owner or entrepreneur, working out of the home has many advantages. It is convenient, cost-effective, and comfortable, and you can skip the daily commute and wear pajamas or sweats all day if you like. However, conducting business in the comfort and convenience of your own home does not make it risk-free. You...

The Importance Of Key Person Insurance For Small To Midsize Businesses

Key person insurance is life insurance on a proprietor, partner, or a valued employee who is key to the successful operation of a business. Small and midsize businesses typically have one or a few key persons who are primarily responsible for generating revenue. Examples include the partners in a two-attorney law firm, the sole cosmetologist in a small beauty salon, or the owner-founder chef of...

Business Insurance 101 - Tennessee

Insurance coverage in Tennessee is available for virtually every possible risk your business might face. Of course, your premium and coverage amounts will vary widely among insurance companies. This is why you really need to discuss your specific types of risks and types of insurance with your insurance agent or broker. Your local Agent at Johnston & Associates Insurance will advise you on the specific...

Business Insurance

If you are operating a small business in Nashville or Tennessee you know it takes blood sweat and tears, as well as time and money to succeed. Business insurance (aka commercial insurance) protects your business property and personal assets by reducing your risk. Events such as a fire, theft, injury of an employee, a lawsuit, or a natural disaster could have devastating consequences that could...

Prevent Cyber Crime From Happening To Your Business

As a business person, you are concerned with making your business immune to cybercrime exposure, and with good reason. According to an article on CNBC, cybercrime cost the global economy $450 billion in 2016. Prevention is your best line of defense against cyber criminals. You will want an IT security expert to assess your company's current vulnerabilities and needs. In addition, there are certain universal...