Tag: Comprehensive

Protecting Yourself from Carjacking

Carjacking has risen in prevalence both locally and nationally.  According to the Bureau of Justice Statistics, a division of The United States Department of Justice, carjacking is “completed or attempted robbery of a motor vehicle by a stranger to the victim. It differs from other motor vehicle theft because the victim is present and the offender uses or threatens to use force.”  According to their...

Factors That Affect Your Auto Insurance Premium

For residents of the 48 of the 50 states that require liability coverage, car insurance is a fact of life, and becoming a more expensive one, at that.  According to an article from Consumer Reports, “Consider how much insurers are paying out in claims. While the long-term trend shows that the number of accidents is declining, the average payout on the accidents that do occur...

Think You Know Auto Insurance? Take Our Pop Quiz

    I’ll pay higher car insurance for a red car.     Liability insurance is required in every state.     A hybrid or electric car will cost more to insure than a comparable conventional vehicle.     If I don’t have enough money to pay car insurance premiums, there won’t be any problem if I let my coverage lapse – as long as...

Business Insurance 101 - Tennessee

Insurance coverage in Tennessee is available for virtually every possible risk your business might face. Of course, your premium and coverage amounts will vary widely among insurance companies. This is why you really need to discuss your specific types of risks and types of insurance with your insurance agent or broker. Your local Agent at Johnston & Associates Insurance will advise you on the specific...

Keeping Your Christmas Tree SAFE For A Happy Holiday Season

According to the National Fire Protection Association, “U.S. fire departments responded to an estimated average of 210 home structure fires per year that began with Christmas trees in 2010-2014. These fires caused an annual average of six civilian deaths, 16 civilian injuries, and $16.2 million in direct property damage.” This national statistic is no different for Nashville, Franklin, Brentwood, or any other areas of Tennessee,...