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Tag: Franklin

Monitored Driving

In 1998, Progressive Insurance became the first automotive carrier to use what’s called telematics to track its policyholders’ driving habits, and other major insurers followed suit. According to The Idaho National Laboratory, telematics are defined as a “combination of computer science, telecommunications,and vehicles, with the goal of controlling a vehicle or collecting vehicle data.”  Many car insurers offer policyholders the opportunity to have a telematics...

Wildfire Prevention

Most of Tennessee turned a watchful eye to Sevier County and Great Smoky Mountains National Park as news of wildfire devastating the area sparked a massive relief and containment operation  According to a news report from CBS-affiliate WYMT, the Hatcher Mountain and Millstone Gap wildfires combined damaged approximately 220 structures and consumed roughly 3,500 acres. The Insurance Information Institute reported that in 2021, Tennessee experienced...

Insurance Fraud: Ghost Broking

The advent of the internet and social media has made doing business easier than ever, but has also emboldened the dishonest and unscrupulous to utilize new ways to defraud unsuspecting victims.  One form of insurance fraud, already pervasive in The United Kingdom, is now gaining traction here in The United States:  ghost broking.   Ghost brokers pose as legitimate insurance agents.  They will advertise too-good-to-be-true...

Do-It-Yourself Plumbing

Do-it-yourself home improvement was and still is big business.  According to Statista, “In 2013, the value of the global DIY market was approximately 31.9 billion U.S. dollars. In 2014, home improvement stores in the United States generated a revenue that amounted to about 144 billion U.S. dollars.”   Statistics show a renewed interest among homeowners to make their own repairs.  Comfy Living reported:  “1. Millennials...

Air Conditioning Maintenance

July is a scorcher, as Middle Tennessee residents will readily testify.  In a press release from the Secretary General of the United Nations in 2019, he stated, “According to the very latest data from the World Meteorological Organization and its climate centre– – the month of July at least equaled if not surpassed the hottest month in recorded history…   All of this means we...