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Inflation Hits Home (and Auto)

The talk of the town has been inflation in recent days, and no area of life and commerce seems to be exempt, including insurance rates.   According to the Bureau of Labor Statistics, car insurance rates have jumped 27% since the start of the pandemic.  CNN reported that car insurance premiums increased 19% just this year, the biggest increase in 49 years.   The numbers...

Roofing Claims

Due to an increase in tornado claims, insurance companies are paying out more for roofing damage.  According to the National Centers for Environmental Information, Tennessee averages 26 tornadoes annually.  The Volunteer State also leads the nation and has seen an uptick in tornadoes at night.  According to Property Claim Services, tornadoes accounted for 40% of inflation-adjusted insurance catastrophic losses between 1997 and 2016.  Roofing claims...

The Start of It All

Inspiration comes from the strangest of places and often from those places we least expect.  Sometimes in helping a loved one through a crisis, one finds not only a great sense of meaning, but also a calling.  Sometimes seeing the worst that life can muster ends up bringing out the best in us. That was the case for Scott Johnston. Scott vividly remembers the day...

Wildfire Prevention

Most of Tennessee turned a watchful eye to Sevier County and Great Smoky Mountains National Park as news of wildfire devastating the area sparked a massive relief and containment operation  According to a news report from CBS-affiliate WYMT, the Hatcher Mountain and Millstone Gap wildfires combined damaged approximately 220 structures and consumed roughly 3,500 acres. The Insurance Information Institute reported that in 2021, Tennessee experienced...

Do-It-Yourself Plumbing

Do-it-yourself home improvement was and still is big business.  According to Statista, “In 2013, the value of the global DIY market was approximately 31.9 billion U.S. dollars. In 2014, home improvement stores in the United States generated a revenue that amounted to about 144 billion U.S. dollars.”   Statistics show a renewed interest among homeowners to make their own repairs.  Comfy Living reported:  “1. Millennials...