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Tag: Homeowners Insurance

Is My Collection Covered Under My Homeowners Insurance?

Industry professionals recommend that homeowners take an inventory of belongings so that if there is ever an incident in which your home is destroyed, you know what needs to be replaced. Most standard homeowners insurance policies in Tennessee generally cover a home's contents up to between 50 and 75 percent of the home's value. If you have a valuable collection of some sort, you should...

Tennessee Homeowners Insurance 101

Homeowners insurance policies have exclusions, this is where endorsements come into play. There are various endorsements that can (and should) be added to your Nashville home insurance policy, depending on your individual home. These endorsements include: Replacement cost - dwelling and contents to restore pre-loss conditions Back-up of sewer & drains - pays for sewer damages and clean up Sinkhole Scheduled personal property - such...

5 Things To Check On Your Nashville Homeowners Insurance Coverage

You hope it never happens, but if your home was ever destroyed, you want to know that you're fully covered. Unfortunately, many people find out after the fact that they are underinsured. To avoid this happening to you, check out the following: Do you have full replacement value coverage if your home suffered a complete loss? Many policies gamble on your home being salvageable and...

Best Homeowners Insurance

When choosing a homeowners insurance policy, it's important to select an agency that has a good reputation and friendly customer service. But you may be wondering how to find the best homeowners insurance policy itself. Thankfully, can help you find a policy with a reasonable premium cost for coverage you need. How do you find the best homeowners insurance? Get help from our agency when...

Homeowners Insurance: Reputation Counts

When you are in the process of buying a home or you need to replace your existing homeowners insurance, you need answers about coverage. It is very important that you know the reputation of the insurance company you are considering. Should anything happen to your home, the last thing you want is another problem! When Something Goes Wrong Homeowners insurance can suddenly become an extremely...