Homeowners Insurance: When Do You File A Claim?
Posted: September 20, 2018
Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...
Understanding Your Homeowners Policy
Posted: July 31, 2018
Most people don't want to think about their homeowners insurance until they need it. Homeowners policies are lengthy, complicated, and written in legalese. Nevertheless, it could pay off to thoroughly understand your homeowners policy and know how it works. Our agency is happy to assist you with not only finding the right homeowners policy, but also with understanding what is in it. Basics of Homeowners...
Are You Paying Too Much For Your Car Insurance?
Posted: July 23, 2018
Like food, housing, and medical care, car insurance is a necessity of life in the 21st Century. At a bare minimum, nearly every state in the U.S. has enacted mandatory liability car insurance laws for all drivers. On top of that, a new car is a significant investment that most owners want to protect with comprehensive and collision coverage. Unfortunately, many people today are leaving...
Is There A Policy That Insures Peace Of Mind?
Posted: November 3, 2017
Tragedy can strike anybody at any time. Many years ago my grandparents lost everything they owned in the great Oakland, CA fire of 1991. At the ripe old ages of 82 and 84, everything they ever owned was suddenly gone – and they had no way to prove what they owned. They were also drastically underinsured and spent over a year with lawyers haggling over...
Even Renters Need To Protect Their Homes
Posted: August 23, 2017
Even Renters Need to Protect Their Homes It may not be a house, but your apartment is still a home filled with memories and all that cool stuff you’ve spent a lifetime collecting. The best way to be financially protected is with Tennessee renter’s insurance. Your landlord’s insurance should cover any structural damage that might occur, but it won’t cover your personal things. Most importantly,...