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Archives: 2014

Brentwood, Nashville, Tennessee Renters Insurance

Unfortunately, bad things can happen. We routinely buy car insurance, homeowners insurance and health insurance. But what if you’re a renter? Who protects your belongings? Who makes sure you’re not held responsible for damage to your apartment? The answer: Renters Insurance. If you rent an apartment, condo, or home, Renters Insurance is your safeguard against property loss and personal liability.  Imagine the following scenarios:  ...

Tennessee Ranked #6 Among All States For Most Uninsured Motorists

Based on results of a recently released study conducted by the Insurance Research Council (IRC), the number of uninsured motorists throughout the USA appears to be on the decline. After a nationwide peak of 29.9 million in 2009, the number of uninsured rivers fell to 29.7 million in 2012. The IRC estimates that $2.6 billion was paid in 2012 for uninsured motorists claims. However, the...

Is My Collection Covered Under My Homeowners Insurance?

Industry professionals recommend that homeowners take an inventory of belongings so that if there is ever an incident in which your home is destroyed, you know what needs to be replaced. Most standard homeowners insurance policies in Tennessee generally cover a home's contents up to between 50 and 75 percent of the home's value. If you have a valuable collection of some sort, you should...

Tennessee Apartment Owners Insurance – Protect Your Golden Goose

An income property is like a Golden Goose – it’ll keep paying as long as you give it a little tender care. There are two disasters that, as an apartment owner, you probably fear most - a disaster to your property or a disaster to your monthly income. Unfortunately these usually occur at the same time. Johnston & Associates will make certain that your properties...

Protect Yourself With Renters Insurance

Do you own many valuable items inside your rental property? These items may include your furniture, clothing, TV, computers, digital devices, kitchenware, and countless other items that are costly to replace should there be a fire, break-in, or other disaster. You can protect your personal belongings with renters insurance for a house, condo, or apartment. There are a range of different plans available, each with...