Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Don't Get Hammered By Hail!
Posted: July 21, 2017
Don't Get Hammered By Hail!You might be surprised to learn that hailstones can tear up your roof, destroy the finish on your vehicles, and possibly cause problems to your home that lead to water damage. The Insurance Institute for Business and Home Safety (IBHS) states: “More than 75 percent of U.S. cities will experience at least one hailstorm each year.” If you find yourself in the situation where you...
Energy Saving Tips For Hot Summer Months
Posted: July 20, 2017
Energy Saving Tips For Hot Summer MonthsKeeping your home cool in the hot summer months can be as costly as keeping it warm in the wintertime. These energy-saving tips can help you minimize your electricity bill while staying cool and comfortable during the heat of the summer months: Set your thermostat to 78° or higher. This can lower your cooling bill by approximately 12%. While you are away from home, set...
Business Insurance
Posted: July 18, 2017
Business InsuranceIf you are operating a small business in Nashville or Tennessee you know it takes blood sweat and tears, as well as time and money to succeed. Business insurance (aka commercial insurance) protects your business property and personal assets by reducing your risk. Events such as a fire, theft, injury of an employee, a lawsuit, or a natural disaster could have devastating consequences that could...
Want To Live Through A Tornado?
Posted: July 14, 2017
Want To Live Through A Tornado?Anyone who has seen the aftermath of a tornado can tell you that the damage left behind is devastating and not completely unlike a nuclear explosion. Lives as well as property may be lost if along the tornado’s path. Though their lack of predictability is one of a tornado’s most devastating weapons, we can determine that most occur in the spring….most. If your home suffers...
5 Behaviors That Can Raise Your Life Insurance Premiums
Posted: July 3, 2017
5 Behaviors That Can Raise Your Life Insurance PremiumsYour hobbies, lifestyle, and overall health impact how much you pay for life insurance. For example, if you have decided to take up scuba diving, mountain climbing, rock climbing, BASE jumping, or skydiving, these activities will affect the cost of your policy. Essentially, your life insurance policy is a legal contract between you and the company that issues it. These companies evaluate all risks associated...