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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Even Renters Need To Protect Their Homes

Even Renters Need to Protect Their Homes It may not be a house, but your apartment is still a home filled with memories and all that cool stuff you’ve spent a lifetime collecting. The best way to be financially protected is with Tennessee renter’s insurance. Your landlord’s insurance should cover any structural damage that might occur, but it won’t cover your personal things. Most importantly,...

Save Money While Avoiding These Costly Insurance Mistakes

In today’s economy many people are seeking ways to cut costs and save money. Cutting corners on your insurance might appear to save you money in the short run but could cost you dearly in the long run! “When money is tight, it's extremely important to be financially protected against a catastrophe with the right amount and type of insurance,” said Jeanne M. Salvatore, senior...

Business Insurance 101 - Tennessee

Insurance coverage in Tennessee is available for virtually every possible risk your business might face. Of course, your premium and coverage amounts will vary widely among insurance companies. This is why you really need to discuss your specific types of risks and types of insurance with your insurance agent or broker. Your local Agent at Johnston & Associates Insurance will advise you on the specific...

Don't Get Hammered By Hail!

You might be surprised to learn that hailstones can tear up your roof, destroy the finish on your vehicles, and possibly cause problems to your home that lead to water damage.  The Insurance Institute for Business and Home Safety (IBHS) states: “More than 75 percent of U.S. cities will experience at least one hailstorm each year.” If you find yourself in the situation where you...

Energy Saving Tips For Hot Summer Months

Keeping your home cool in the hot summer months can be as costly as keeping it warm in the wintertime. These energy-saving tips can help you minimize your electricity bill while staying cool and comfortable during the heat of the summer months: Set your thermostat to 78° or higher. This can lower your cooling bill by approximately 12%. While you are away from home, set...