Preparing For Fall
Posted: October 1, 2018
Autumn is the season of falling leaves, Halloween, Thanksgiving, and all things pumpkin spice. As the temperature goes down, however, the propensity for accidents and other insurance claims goes up. Benjamin Franklin said, “An ounce of prevention is worth a pound of cure.” What the common accidents associated with fall, and what can you do to prevent them? Deer Last year, The Tennessee Highway Patrol...
Understanding Your Auto Policy
Posted: September 27, 2018
Drivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else's property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agency can work with you to tailor the coverage amounts you need...
Homeowners Insurance: When Do You File A Claim?
Posted: September 20, 2018
Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason that as you are paying your premiums, you should take advantage of available coverage. However, the reality is that it is not always advisable to file a homeowners insurance claim, as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to...
Insuring Your Business
Posted: August 31, 2018
For years now, experts have predicted that the brick-and-mortar store was going the way of the dinosaur thanks to the advent of online shopping. However, according to a recent study by Accenture, the traditional retail store is experiencing a renaissance, particularly among Millennials and Generation Z. Seventy-seven percent of that demographic polled said they preferred shopping in a regular store versus online. For all the...
Waterlogged
Posted: August 23, 2018
The Flood of 2010 left an indelible mark on Nashville, Tennessee. The United States Geological Service classified it as a 1000-year flood, which means a deluge that has a “one in a thousand chance of occuring in any given year.” The city saw almost 14 inches of rainfall in a two-day period, which broke a 31-year-old record. Most residents watched the local news in disbelief...