Tennessee Home Insurance: What’s Not Covered
Posted: August 25, 2017
Tennessee Home Insurance: What’s Not CoveredThere’s an old saying in the insurance business: “Your policy is only as good as the exclusions”. In other words, if it’s not specifically excluded, it’s covered. Another rule of thumb is that insurance is not a maintenance program, but only covers things that are “sudden and accidental.” An old rickety fence that blows over in a storm will not likely be covered. Here’s a...
Save Money While Avoiding These Costly Insurance Mistakes
Posted: August 17, 2017
Save Money While Avoiding These Costly Insurance MistakesIn today’s economy many people are seeking ways to cut costs and save money. Cutting corners on your insurance might appear to save you money in the short run but could cost you dearly in the long run! “When money is tight, it's extremely important to be financially protected against a catastrophe with the right amount and type of insurance,” said Jeanne M. Salvatore, senior...
Energy Saving Tips For Hot Summer Months
Posted: July 20, 2017
Energy Saving Tips For Hot Summer MonthsKeeping your home cool in the hot summer months can be as costly as keeping it warm in the wintertime. These energy-saving tips can help you minimize your electricity bill while staying cool and comfortable during the heat of the summer months: Set your thermostat to 78° or higher. This can lower your cooling bill by approximately 12%. While you are away from home, set...
Want To Live Through A Tornado?
Posted: July 14, 2017
Want To Live Through A Tornado?Anyone who has seen the aftermath of a tornado can tell you that the damage left behind is devastating and not completely unlike a nuclear explosion. Lives as well as property may be lost if along the tornado’s path. Though their lack of predictability is one of a tornado’s most devastating weapons, we can determine that most occur in the spring….most. If your home suffers...
Avoid Those Water Leaks!
Posted: June 9, 2017
Avoid Those Water Leaks!One of the most overwhelming situations to find yourself in is to walk into your house to discover flooding or extreme water damage to your treasured Nashville, Brentwood, or Franklin home. Luckily, your Tennessee homeowners insurance policy will cover most of the water damage – however preventative maintenance is definitely the preferred method of action versus having to repair after the fact. At Johnston &...