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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Everything You Wanted To Know About Mold Prevention (But Were Afraid To Ask)

Everything You Wanted To Know About Mold Prevention (But Were Afraid To Ask)

The roof of your Tennessee home is an essential part of the structure and any damage to it can cause structural damage right down to the foundation. The problem is, you do not see the roof often. You probably don't think about it too much either. Nevertheless, your roof faces a wide range of risks from the weather, to heat, to other damage such as...

Tips For Preventing Ice Damming

Tips For Preventing Ice Damming

During their study on the subject, the University of Minnesota defined an ice dam as, “A ridge of ice that forms at the edge of a roof and prevents melting snow (water) from draining off the roof. The water that backs up behind the dam can leak into a home and cause damage to walls, ceilings, insulation, and other areas.” Obviously in order to keep...

Business Insurance 101

Business Insurance 101

Business Insurance 101- Mitigate Thy Risk Business insurance is a vital component to ensuring your business remains operational when a loss occurs. You simply cannot control everything that happens as there are unavoidable risks that every business faces. However, there are steps you can take to mitigate some of the risks and, in turn, help reduce the overall costs related to your business insurance. Employee-Related...

Why Does My Tennessee Homeowners Insurance Go Up Every Year?

Why Does My Tennessee Homeowners Insurance Go Up Every Year?

One of the questions we most frequently get asked as personal insurance agents is, “Why does my homeowners insurance go up every year when haven’t made a claim?” There are a few reasons for that…. One big reason for the increasing cost of home insurance is that there have been an inordinate amount of storms and hail damage in Tennessee in the last several years....

To Make A Claim Or Not To Make A Claim

To Make A Claim Or Not To Make A Claim

That is the question.  As a Brentwood and Nashville area insurance agent, it’s the one question I get asked most often when counseling clients on their homeowners insurance. It’s a valid question because a claim puts a blemish on your record for five years, which has serious ramifications. You are always within your rights to make a claim, but it’s critical to evaluate a few...