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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How To Compare Auto Insurance Rates & Policies

How To Compare Auto Insurance Rates & Policies

When it comes to buying auto insurance, comparing rates alone is not enough to guarantee a policy that’s cost-effective, reliable and best suited to your unique needs. Ask your independent agent about the following factors. Get the right coverage While some people prefer to only buy the minimum state-required liability coverage, other people desire more comprehensive auto insurance policies. Talk to your agent about the...

Buying A New Ride? Here’s How To Sleep Easy At Night

Buying A New Ride? Here’s How To Sleep Easy At Night

It can be one of the most exciting purchases—a new car. Whether it’s a sports car or a family ride, here are a few things to know about keeping it insured: First, when you replace a car, the coverage on your previous vehicle will automatically transfer to the new one—for a limited period of time. Similarly, if an auto policy covers all your vehicles and...

History Of Fire Insurance

History Of Fire Insurance

The earliest known fire insurer in America dates back to 1735.  The Friendly Society for the Mutual Insuring of Houses against Fire was based out of Charleston, South Carolina.  The society was not formed with the intention of achieving a profit, but more as an outgrowth of volunteer fire-fighting organizations.   A premium of one percent was paid into a fund that was invested until...

Refer A Friend & Win A Large Screen TV!

Refer A Friend & Win A Large Screen TV!

A large screen TV could be yours! Click here to fill out the form to enter a referral. As a client you are automatically entered each year into our annual contest where you could win a large screen TV on December 1, 2014. With each referral you send you'll get additional entries. As always, you'll still receive a free gift card for every referral that...

Don’t Throw The Baby Out With The Bathwater

Don’t Throw The Baby Out With The Bathwater

How do we fix America’s Healthcare Problem? Answer: create a government supported high-risk health insurance pool, operated by the states and funded with federal financial assistance. These high risk pools fix a major problem of our healthcare system, the pre-existing condition, without overhauling the entire system for the minority.  These pools are nothing new, as a vast majority of states already use them, each relying...